HomeMy WebLinkAboutCHARM Homes LLC - Rental HousingHousing
Project Name:
Type of Project (check one): 0 Homeownership ■ Rental 0 Tenant Based Rent Asst. 0 Rehabilitation
(Rental and Rental Rehabilitation projects require the completion of a rental housing pro forma)
1. Lead Applicant Name: CHARM Homes L.L.C.
Signature (please use blue ink):�
Applicant Address: 1556 S. I' Avenue Iowa City, Iowa 52246
Contact Person: Bruce Teague
Title: Executive Director
Phone Number: 319-337-8922
Fax Number: 319-354-1508
E-mail Address: bruce.teague@caringhandsandmore.com
DUNS Number: 184864408
• 2. Secondary Applicant (if applicable):
Signature (please use flue ink):
Applicant Address:
Contact Person:
Title:
Phone Number:
Fax Number:
E-mail Address:
3. Type of Applicant (check onej
0 Community Housing Development Organization
• Private for -profit, individual or partnership applicant
4. Amount of HOMEJCDBG Funds Requested: $61,650.00
Housing --
1
"MI,WV//C
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0 Private non-profit organization
0 Public Organization
FY13 CDBG/HOME Funding Request
Did you attend the Applicant Workshop? ■ NO, but I attended the past 2 years and a CHARM Homes employee
that attended this year shared information with me.
0 YES - Please indicate date attended: 0 12/29/11 or 01/09/12
6. Provide a brief description of the proposed project & complete the table below.
CHARM Homes LLC is proposing to purchase to 2 house which will have 4 units in each of which our targeted
group would be able to rent. The funding of this project would allow CHARM Homes LLC to meet the down
payment requirements to obtain a loan to purchase the properties.
Total Number of Units Proposed:
8
Type of Units:
Number of Units:
Single Room Occupancy
8
Efficien
1 - Bedroom
2 - Bedroom
3 - Bedroom
4+ Bedrooms
7. Tell us why this project is needed (include information from CITY STEPS, the Iowa City Metro Area Affordable
Housing Market Analysis (December 2007) by Mullin & Lonergan Associates, and/or other market studies that
identifies the need for this type of housing in Iowa City) and how it will fill this need in the City's housing
market.
This project is needed to ensure that older adults as well as those with disabilities, who are also low income have
opportunities to live in quality housing in Johnson County. Without this type of funding, this segment of the
population would miss out on ample housing and be forced to live in more institutional settings. CHARM Homes
L.L.C. is partnering with Caring Hands & More L.L.C., Medicaid and The Department of Human Services to provide
this population with excellent housing options. We plan to do everything in our power to ensure that those with
disabilities are not a forgotten population. We truly believe that this group of people is under served and
unfortunately pushed to the side by many realtors and landlords. We have seen first-hand that there are many
people who simply do not have adequate housing. There are just not enough housing choices for those who need
in home services. They tend to be discriminated against and have no choice but to live in nursing homes and
other institutional settings. Studies have shown that Iowa is a large consumer of services both for those with
disabilities as well as those facing aging issues. The state of Iowa ranks second in the United States in its reliance
upon large residential facilities to serve people with disabilities (Prouty, Smith and Larkin, Residential Services for
..- Persons with Developmental Disabilities: Status and Trends through 2006). Backed by the Olmstead Decision of
Housing
FY13 CDBG/HOME Funding Request
1999, we whole heartedly believe in supported community living as a far superior option to that of
A
institutionalization.
8. Please specify the one most applicable priority need and priority need level, as shown in the 2011-2015
CITY STEPS Plan.
Housing Needs- None Student renter households up to 50% of MFI HIGH PRIORITY
Priority Need Priority Need Level (High, Medium or Low)
9. Please provide the requested loan terms and affordability period:
Loan
Affordability
Principal
Interest
Amortization
Period
Yearly
Amount
Rate
(Years)
(Years)
Payment
Terms
$61,650.00
0%
10 years
15 years
$6165.00
Requested*
*Financing terms will be based on project feasibility and the ability to repay the loan. Terms approved by City
Council may be different than what is requested.
Housing
FY13 CDBG/HOME Funding Request
1i
10a. Please complete the table below showing the types and amounts of funding being requested for the
proposed project. Please check the appropriate box if the funding source is committed. If not committed, please
indicate when the applicant will apply for funds in Question #15, Project Timetable.
Funding Source & Type of
Funding
Interest
Funds:
Amount
Rate
Amortization
Term
Committed?
Iowa City CDBG or HOME
$61,650.00
■Yes ONo
Funding (public)
State of Iowa HOME or
$
0Yes ONo
CDBG (public)
IFA — Low Income Housing
$
DYes ONo
Tax Credits (public)
Bank Loan (private)
$329,700.00
'Yes No
Applicant Contribution of
$20,550.00
■Yes ONo
Equity (private)
Other Public Resources
(please list)
$
DYes ONo
Other Private Resources
(please list)
$
DYes 0No
TOTAL
$411.900
0 10b. Please provide the uses of funds for the project.
14
Uses of Funds
Amount
Acquisition:
Building Acquisition
$0.00
Land Acquisition
0.00
Site Improvements
0.00
Construction
0.00
Professional Fees
0.00
Construction Finance
0.00
Permanent Finance
0.00
Developer Fee
0.00
Reserves
0.00
Other (please specify):
0.00
0.00
TOTAL (Must equal TOTAL in IOa.)
0.00
Housing
FY13 CDBG/HOME Funding Request
Amount of Private Funds $350,250.00
Amount of Public Funds $61,650.00 .
Total Project Funding $411,900.00
Number of bedrooms
Total public cost per bedroom
Total Cost Per Unit
8
$7,706.25
$51,487.50
10c. What percentage of the proposed budget will be made up of private funds?
(d)
(e) b=d
(f) c - #
Units
85%
11. If volunteers are used please describe how these volunteers are utilized for the proposed activity and
estimate the amount of volunteer time and value dedicated to the identified tasks.
Unskilled labor
hours x $10 per hour =
$0.00
Skilled labor (
) hours x $ per hour =
$0.00
Skilled labor (
) hours x $_ per hour =
$0.00
Skilled labor (
) hours x $_ per hour =
$0.00
Total
$0.00
12. Please identify any identity of interest (IOI) relationships with the applicant and/or project owner, i.e. General
Partner has a financial interest in the construction company, etc.
There are no IOI relationships. These rental properties are being purchased in order to provide a home in the
community were our target income individuals would have the ability to reside in quality housing at an affordable
cost. The intent is to be able to use profits to reinvest in creating more of these properties in the future.
13. Describe what efforts have been taken to secure private or other public funding.
Bruce Teague had conversations with West Bank — Lynn Rowat of our plan to purchase affordable rental
units. After a thorough conversation and review of our financial plan Lynn Rowat gave a verbal approval of
West Best financial support for this project. We have an established relationship with West Bank and they
have funded other projects for us in the past and we're certain they will honor their word of their
commitment.
14. Program regulations require a 25% match for HOME funding. Describe how your organization or the proposed
project will help the City of Iowa City meet this match requirement for local HOME funds.
Local HOME funds requested: $82,200,00
x .25 = $20,550,00 Local Match
Housing
A
FY13 CDBG/HOME Funding Request
15. Briefly outline the proposed timetable for the commitment and expenditure of the funding 9 requested
uested
q
(include other project factors such as rezoning, construction schedule, or application(s) for other funding). If
applicant plans to apply for funds not committed to the project yet, include the anticipated date for
application. Please Note: If funded, this schedule will be used for any project agreement for the
use of CDBG\HOME funding.
Date: Description of Activity:
July 1, 2012 Beginning of City Fiscal Year and Project Start Date
RENTAL PROPERTY I
August 15, 2012 Obtain Realtor/Seller accepted purchase agreement for property I=�
August 25, 2012 West Bank Loan Application complete
September 25, 2012 Closing/Possession of Property I
November 25, 2012 Maintenance/Construction, including accessibility updates
December 1, 2012 Property Renter Inspection/Certification Complete; Eligible Renters Can Move In
RENTAL PROPERTY II
February 15, 2013 Obtain Realtor/Seller accepted purchase agreement for property II .
February 25, 2013 West Bank Loan Application complete
March 25, 2013 Closing/Possession of Property II
May 25, 2013 Maintenance/Construction, including accessibility updates
June 1, 2013 Property Renter Inspection/Certification Complete; Eligible Renters Can Move In
16. Briefly describe the project goals for providing or assisting in the preservation or expansion of affordable
housing in Iowa City, and how the project will benefit the targeted income group (e.g. goal of providing rental
housing to lower income persons without use of Section 8 rental assistance or level of subsidized rent
compared to market rates).
Our project would acquire high quality property that would provide preservation of residential structures in
the Iowa City area. Upon purchase these properties may require weatherization, painting, comprehensive
rehabilitation and accessibility improvements for our targeted population of frail elderly and persons with
16 disabilities. The result of these preservations would provide expansion of affordable housing in Iowa City.
This project will benefit our targeted income renters because it would have allowed the expansion of
affordable housing within Iowa city. Also, our rental cost per unit would be below market rental rates which
Housing 6
FY13 CDBG/HOME Funding Request
are what the Iowa City area is lacking. The cost of our rent would be affordable and would provide more
options to our targeted group so they are able to live in a residential home in the community.
N
17. To help promote the efficient use of federal, state and local funding please describe how the project will maintain
long-term (in excess of CDBG\HOME program requirements) or permanent affordability; and, show how the
project will provide for affordable housing at rental rates or purchase price for owner -occupied housing units
lower than those in the existing market.
This project supports unmet needs statements issued by the Iowa Department of Human Services, City of Iowa -
CITY STEPS, The University of Iowa Center for Excellence on Disabilities, Heritage Area Agency on Aging &
Disabilities, The Iowa Administration on Aging, and the Older Americans Act, all of which have language pertaining to
"the need for affordable community living options outside of institutions for older individuals and persons with
disabilities who have the greatest economic need (with particular attention to low-income persons within these
groups)."
CHARM Homes stands for "Caring Hands & Residential Management." Our primary focus for this project is to provide
long term options for persons to reside in the home for long periods of time even until their death. CHARM Homes
strive to meet accessibility needs of each individual which has been a huge barrier for individuals to remain in homes
in the Iowa City community. We currently have one CHARM Home rental property and it can house up to 5
individuals, who without that location might end up in an institution. Our desire to meet our renters' need is what
allows us to stand out from many renters in the Iowa City area. One person residing in our current rental location is
unable to bear any weight or stand and would be forced to live in an institution without a resolution. We meet this
need by installing a ceiling attached hoyer lifting device and making this home wheelchair chair accessible which has
enabled this elderly individual to live in this home.
CHARM Home assists our renters in assessing supportive services in our community to ensure individuals will be able
to remain in their home. Individuals in our home use supportive community living providers to assist with their
activities of daily living. One individual in our home has had Iowa City Hospice Services which provided the supports
for end of life services. We feel the success of this project would not only provide long-term living options but
quality, affordable housing units with supports to enable our targeted group to live successfully in the community.
18. Explain why this project needs and is worthy of the requested public subsidy.
Federal, state and local entities have acknowledged on various levels the need and have mandates for projects like
ours to exist in order to meet the needs and rights of targeted individuals. Iowa City's Mayor and it's City Council
and other officials have maintained a commitment to its citizens and we appreciate the opportunity to offer this
project to help meet the need of providing rental units to our targeted group.
We are worthy of the public subsidy because CHARM Homes don't simply rent units. We maintain integrity and
compassion and abide by its purpose which is to provide "Caring Hands & Residential Management" and appropriate
supports to the renters. We have several associates staffed by CHARM Homes and combined they have more than
30 plus years of working in professional capacities with our targeted groups. Our staff includes long term residents
of Iowa City and University of Iowa graduates. Education for the staff includes; Masters of Social Work, Registered
Nurse, Certification in Aging Studies, Certified Nursing Assistants and a BA in Psychology.
We are a compassionate group who understand the needs of this targeted group and will be able to successfully
deliver rental services to enable individuals to remain long-term in the Iowa City community.
Housing
FY13 CDBG/HOME Funding Request
19. If funding is granted for this project, what steps are in place to decrease the likelihood it will require further
subsidy in the future?
CHARMS Homes is committed to using if fiscal profits judiciously to ensure other rental projects such as this could
continue. Staff of CHARM Homes reimbursement for their services is negotiable and all are paid at or below market
reimbursement for services and in many case staff offer services at no reimbursement cost. Caring Hands & More
has been gracious so far in paying for current staff reimbursements for their services. The way the partnership is
designed it is expected this will continue on a long-term basis because of the dedication to providing living options
for their clients served and other's in the community with the need for CHARM Home living options.
20. If partial funds are awarded, will the project/program continue? • Yes O No
If yes, at what level?
If this request was not fully funded our plan of purchasing two new properties will not be feasible as our budget
to meet the required down payment for the properties would fall short. It's essential for our project to be
awarded these funds in order to move forward with this project.
Reminder: Rental housing (including rental rehabilitation) projects
MUST complete and submit the pro forma (excel format)
provided by the City with this application.
Rental housing applications submitted without the City's pro forma will
not be considered.
21. An objective of the City of Iowa City Comprehensive Plan is to promote a diversity of housing types and mix of
all income levels. Please describe the target population this project is to serve and how the project will
promote diversity within the neighborhood.
CHRAM Homes is committed to providing rental units to older individuals and persons with disabilities. The
partnership we've developed in the aging and disabilities network and the need for our renting option in
itself brings about a diverse clientele.
Our partnership with Caring Hands & More brings a variety of potential renters to include Elderly, III &
Handicapped, Intellectual Disability, Brain Injury and AIDS —HIV individuals.
22. On the map provided, please show the location of the proposed project.
According to the Affordable housing Location Model we plan to purchase properties in the tan colored area that
signifies funding available for assisted rental housing. The location area for our purchases to include Lincoln &
Long Fellow tan areas.
23. Also, please indicate the number of persons or households that will be served by the proposed project by
income category. (Please Note: If this application is funded, the information in this table will be
used as income targeting for the CDBG\HOME Agreement).
Housing
FY13 CDBG/HOME Funding Request
Number between 0 - 30% median income
Number between 31 — 50% median income
Number between 51 — 60% median income
Number between 61 - 80% median income
j�,. Number between 80 - 100% median income
Number over 100% median income
A
Total
Percent LMI
24. Does the proposed project pay full property taxes? ' Yes 0 No
households (a)
2 households (b)
_4 households (c)
2 households (d)
households (e)
households (f)
households (g)
50.75 (a+b+c+d)
9
If YES, what is the estimated value of taxes generated from this Project? $ 7,000.00
If NO, does the proposed project make a Payment In Lieu Of Taxes or pay at a reduced rate?
0Yes ONo If yes, what is the percent of full taxes paid? % and amount paid is $
25. Does your project represent an innovative solution to meet the specific need it is intended to satisfy? If so,
please explain.
Yes, our project creates an innovation solution because our targeted group has support needs that the majority
of the population simply does not require. The professional expertise of our Residential Manager fills a niche
which enable successful transitions into our rental units.
Our rental units are unique in meeting not only the needs of scheduled moves but has a committed to meeting
urgent immediate rental needs to avoid homelessness and or unnecessary institutional placement. Our unique
target group at times may be hospitalized when they realize they can no longer live independently in the
community and would require a living environment to accommodate their affordability, accessibility, supportive
community living needs. CHARM Homes with its partnership with Caring Hands & More and other community
supports would be able to rent to these individuals on an emergent basis depending on certain policies and
protocols.
We are providing not only affordable living units but we will be instrumental in creating solutions to support long-
term living options.
26. Please select one main objective, outcome, and output indicator for the proposed project. Second, provide
specific project indicators in the narrative (i.e. number of units to be rehabilitated, number of households
assisted, number of units constructed, etc.)
Objective: 0 Suitable living environment ' Decent affordable housing 0 Creating economic opportunities
Outcome: ■ Availability/accessibility • Affordability 0 Sustainability
Output Indicator: ■ Persons 0 Households 0 Housing units
9
Housing FY13 CDBG/HOME Funding Request
27. Please list amount of CDBG and/or HOME funds received within the last four City fiscal years and the status of
the project(s) undertaken. (City fiscal year July 1 to June 30)
Fiscal Year Funds Recv'd
Budgeted
Amount
Amount
Expended
(as of 12/31/11)
Date All Units
Completed
FY09 (July 2008 — June 2009)
$N/A
$
FY10 (July 2009 - June 2010)
$N/A
$
FY11 (July 2010 - June 2011)
$N/A
$
FY12 (July 2011 - June 2012)*
$N/A
$
* Six months remaining in FY12 at time of this application.
28. Is the applicant (including partners, co -applicants, etc.) currently in compliance with all federal, state and
local laws, rules and regulations, including any CDBG and/or HOME funded projects? • Yes 0 No
If "NO" or a matter is currently in litigation please give the name of the case and explain the basis for the case.
29. If the applicant has not received HOME/CDBG funds in the past three years, please provide evidence of your
organization's administrative capacity, financial skills, commitment and/or experience to undertake and
complete the proposed project within the established timetable and budget.
CHARM Homes L.L.C. was officially started August 9, 2011, mainly due to the high need of affordable rental
housing in Iowa City, specifically for our targeted group. CHARM Homes was inspired by Caring Hands &
More in order to meet the demands of elderly and persons with disabilities.
Caring Hands & More has been in business for 7 years providing direct care services to the elderly and
persons with various disabilities. Caring Hands & More is certified by the Iowa Department of Human
Services to provide Supportive Community Living Waiver Services including Elderly, III & Handicapped,
Intellectual Disability, Brain Injury and AIDS -HIV. In order for Caring Hands & More to meet the needs of
their clients there became an awareness of inadequate rental housing options for persons they serve. Thus,
through a strong collaborative partnership CHARM Homes L.L.C. was birthed to help provide supply to this
demand.
Caring Hands & More was financially instrumental in the purchase of our first CHARM Home project and is
committed to our success. They can't use their funds to continue to support the purchase of homes as this
would cause a decrease in the quality of direct care services.
30. Please describe your organization's structure, officers and staff, as it relates to the overhead cost for this project.
Bruce Teague — Executive Director /Owner —Oversee business agendas and aspects of keeping the business
running according to laws, articles of operations and oversee project goals are achieved.
Tina Willits - MSW— Residential Manager — Oversees the rental agreements and provides support and mentor
services to ensure renter's needs are accurately meet.
London Williams — Accountant — Manages accounts payable and receivable and oversee all fiscal aspects
ensuring fiscal accountability and great stewardship.
Housing 10 FY13 CDBG/HOME Funding Request
[A
Advisory Board:
Teresa Stecker-RN ; Kelly Lamb —MSW; Rulh Construction; Barb Faust- Options Counselor - Their
primary purpose is to provide a collaborative expertise of knowledge for project location, structural design,
rehabilitation construction and most importantly the rental and support needs for our targeted groups.
Housing
11
FYI CDBG/HOME Funding Request
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