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HomeMy WebLinkAboutAging Services FinancialIOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Consolidated Financial Statements December 31, 2023 and 2022 (With Independent Auditors' Report Thereon) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Table of Contents Page Independent Auditors' Report 1 Consolidated Financial Statements: Balance Sheets 3 Statements of Operations and Changes in Net Assets 4 Statements of Cash Flows 6 Notes to Consolidated Financial Statements 8 2023 Supplementary Financial Statement Information 1. UnityPoint Health Consolidating Balance Sheet and Statement of Operations 62 2. UnityPoint Health — Des Moines and Subsidiaries Consolidating Balance Sheet and Statement of Operations (Des Moines) 64 r 3. Methodist Health Services Corporation and Subsidiaries Consolidating Balance Sheet and Statement of Operations (Peoria) 66 4. Trinity Regional Health System and Subsidiaries Consolidating Balance Sheet and Statement of Operations (Quad Cities) 68 5. Meriter Health Services, Inc. and Subsidiaries Consolidating Balance Sheet and Statement of Operations (Madison) 70 6. St. Luke's Healthcare and Subsidiaries Consolidating Balance Sheet and Statement of Operations (Cedar Rapids) 72 7. Allen Health Systems, Inc. and Subsidiaries Consolidating Balance Sheet and Statement of Operations (Waterloo) 74 8. St. Luke's Health System, Inc. and Subsidiaries Consolidating Balance Sheet and Statement of Operations (Sioux City) 76 9. Trinity Health Systems, Inc. and Subsidiaries Consolidating Balance Sheet and Statement of Operations (Fort Dodge) 78 10. Finley Tri-States Health Group, Inc. and Subsidiaries Consolidating Balance Sheet and Statement of Operations (Dubuque) 80 11. Affiliated Colleges Consolidating Balance Sheet and Statement of Operations 82 12. Supplementary Schedule of Financial Responsibility Data 84 KPMG LLP 4200 Wells Fargo Center 90 South Seventh Street Minneapolis, MN 55402 Independent Auditors' Report The Board of Directors Iowa Health System and Subsidiaries d/b/a UnityPoint Health: Opinion We have audited the consolidated financial statements of Iowa Health System and Subsidiaries d/b/a UnityPoint Health (the System), which comprise the consolidated balance sheets as of December 31, 2023 and 2022, and the related consolidated statements of operations and changes in net assets, and cash flows for the years then ended, and the related notes to the consolidated financial statements. In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the financial position of the System as of December 31, 2023 and 2022, and the results of its operations and changes in net assets, and its cash flows for the years then ended in accordance with U.S. generally accepted accounting principles. Basis for Opinion We conducted our audits in accordance with auditing standards generally accepted in the United States of America (GAAS). Our responsibilities under those standards are further described in the Auditors' �.. Responsibilities for the Audit of the Consolidated Financial Statements section of our report. We are required to be independent of the System and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audits. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. Responsibilities of Management for the Consolidated Financial Statements Management is responsible for the preparation and fair presentation of the consolidated financial statements in accordance with U.S. generally accepted accounting principles, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of consolidated financial statements that are free from material misstatement, whether due to fraud or error. In preparing the consolidated financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the System's ability to continue as a going concern for one year after the date that the consolidated financial statements are issued. Auditors' Responsibilities for the Audit of the Consolidated Financial Statements Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditors' report that includes our opinion. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the consolidated financial statements. KPMG LLP, a Delaware limited liability partnership and a member firm of the KPMG global organiution of independent member firms aMlialed with KPMG International Limited, a private English company limited by guarantee. "61 In performing an audit in accordance with GARS, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the consolidated financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial statements. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the System's internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the consolidated financial statements. • Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the System's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control related matters that we identified during the audit. Supplementary Information Our audit was conducted for the purpose of forming an opinion on the consolidated financial statements as a whole. The 2023 accompanying supplementary information in schedules 1 through 12 is presented for purposes of additional analysis and is not a required part of the consolidated financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the consolidated financial statements. The information has been subjected to the auditing procedures applied in the audit of the consolidated financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the consolidated financial statements or to the consolidated financial statements themselves, and other additional procedures in accordance with GAAS. In our opinion, the information is fairly stated in all material respects in relation to the consolidated financial statements as a whole. K-PMC-x LEP Minneapolis, Minnesota April 24, 2024 IOWA HEALTH SYSTEM AND SUBSIDIARIES d/b/a UNITYPOINT HEALTH Consolidated Balance Sheets December 31, 2023 and 2022 (In thousands) Assets 2023 2022 Current assets: Cash and cash equivalents $ 305,971 294,746 Short-term investments 233,202 216,670 Assets limited as to use - required for current liabilities 28,233 24,004 Patient accounts receivable, net 542.115 498,694 Other receivables 271,541 162,319 Inventories 98,802 97,788 Prepaid expenses 58,704 58,189 Assets held for sale - 412,230 Total current assets 1,538,568 1,764.640 Assets limited as to use, noncurrent: Held by trustee under bond indenture agreements - 221 Internally designated for capital improvements 1,467,108 1,425.801 Internally designated for insurance resene 1,454 2,980 Total assets limited as to use, noncurrent 1,468,562 1,429.002 Property, plant and equipment, net 1,548.598 1,543,084 Operating lease right of use assets 162,795 174,639 Other long-term investments 1,139,138 1,138,491 Investments in joint ventures and other investments 158,018 150,840 Contributions receivable and other assets held in trust 93,240 85,798 Other 103,091 91,886 Total assets $ 6,212,010 6.378.380 Liabilities and Net Assets Current liabilities: Current maturities of long-term debt $ 275,063 344,830 Current portion of operating lease liabilities 29,980 31,402 Accounts payable 242.840 249,677 Accrued payroll 256.913 243,507 Accrued interest 9,991 11,828 Estimated settlements due to third -party payors 64,641 125,209 Other current liabilities 96,365 106,704 Liabilities held for sale - 186,437 Total current liabilities 975,793 1,299,594 Long-term debt, net 781,554 963,538 Long-term operating lease liabilities 138.468 149,241 Other long-term liabilities 283,139 263,539 Total liabilities 2,178.954 2,675,912 Net assets: Without donor restrictions: Attributable to UnityPoint Health 3,778,898 3.407,404 Attributable to noncontrolling interests 42,701 35,896 Total without donor restrictions 3,821,599 3.443,300 With donor restrictions: Attributable to UnityPoint Health 210,902 258,555 Attributable to noncontrolling interests 555 613 Total with donor restrictions 211,457 259.168 Total net assets 4,033.056 3,702.468 Total liabilities and net assets $ 6.212,010 6,378.380 See accompanying notes to consolidated financial statements 3 IOWA HEALTH SYSTEM AND SUBSIDIARIES d/b/a UNITYPOINT HEALTH Consolidated Statements of Operations and Changes in Net Assets Years ended December 31, 2023 and 2022 (In thousands) 2023 2022 Operating revenues: Patient service revenue $ 4,341,231 3,836,982 Other operating revenue 453,007 465,287 Net assets released from restrictions used for operations 13,523 15,172 Total operating revenues 4,807,761 4,317,441 Operating expenses: Salaries and wages 1,773,686 1,798,747 Provider compensation and services 697,473 646,620 Employee benefits 441,504 411,645 Supplies 934,347 857,584 Other expenses 687,607 596,170 Depreciation and amortization 158,447 158,656 Interest 40,598 32,685 (Benefit) provision for uncollectible accounts (117) 706 Total operating expenses 4,733,545 4,502,813 Operating income (loss) 74,216 (185,372) Nonoperating gains (losses): Investment income (losses) 232,722 (197,117) Other, net (6,791) 33,234 Total nonoperating gains (losses), net 225,931 (163,883) Excess (deficiency) of revenues over expenses from continuing operations 300,147 (349,255) Discontinued operations 9,625 (422,572) Excess (deficiency) of revenues over expenses 309,772 (771,827) Less noncontrolling interest (9,230) (5,888) Excess (deficiency) of revenues over expenses attributable to UnityPoint Health $ 300,542 (777,715) 4 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES d/b/a UNITYPOINT HEALTH Consolidated Statements of Operations and Changes in Net Assets Years ended December 31, 2023 and 2022 (In thousands) 2023 2022 Net assets without donor restrictions: Excess (deficiency) of revenues over expenses $ 300,542 (777,715) Amortization of previously hedged interest rate swaps fair value 1,330 1,360 Net assets released from restrictions used for capital expenditures 14,531 14,130 Change in defined benefit pension plan gains (losses) and prior costs and credits 2,682 (17,814) Other, net (795) (4,923) Transfers between net assets classes due to disaffiliation 61,078 — Change in defined benefit pension plan (losses) gains and prior costs and credits used for discontinued operations (7,874) 22,341 Increase (decrease) in net assets without donor restrictions, UnityPoint Health 371,494 (762,621) Net assets without donor restrictions, noncontrolling interest: Excess of revenues over expenses 9,230 5,888 Distributions of capital (4,815) (3,998) Contributions of capital 2,350 1,852 Net assets released from restrictions used for capital expenditures 58 58 Other, net (18) (673) Increase in net assets without donor restrictions, noncontrolling interests 6,805 3,127 Net assets with donor restrictions: Contributions 27,370 33,960 Investment income 2,803 4,703 Net assets released from restrictions used for operations (13,523) (15,172) Net assets released from restrictions used for capital expenditures (14,531) (14,130) Change in net unrealized gains (losses) on investments 4,921 (10,622) Change in beneficial interest in net assets of affiliates 7,968 (4,483) Other, net (1,583) (6,956) Transfers between net assets classes due to disaffiliation (61,078) — Change in net unrealized losses on investments and net assets released from restrictions used for discontinued operations — (5,472) Decrease in net assets with donor restrictions, UnityPoint Health (47,653) (18,172) Net assets with donor restrictions, noncontrolling interest: Net assets released from restrictions used for capital expenditures (58) (58) Decrease in net assets with donor restrictions, noncontrolling interests (58) (58) Increase (decrease) in net assets 330,588 (777,724) Net assets, beginning of year 3,702,468 4,480,192 Net assets, end of year $ 4,033,056 3,702,468 See accompanying notes to consolidated financial statements 5 IOWA HEALTH SYSTEM AND SUBSIDIARIES d/b/a UNITYPOINT HEALTH Consolidated Statements of Cash Flows Years ended December 31, 2023 and 2022 (In thousands) Operating activities: Increase (decrease) in net assets Items not requiring (providing) operating cash: Loss on assets held for sale Net (gain) losses on investments Net unrealized gain on swaps Restricted contributions, investment income govemment grants received, net assets released for operations Depreciation and amortization Change in defined pension plans' liability Amortization of bond premium and debt issuance costs, net Gain on disposition of assets Equity in earnings of joint ventures Change in beneficial interest in net assets of affiliates Provision for uncollectible accounts Changes in: Receivables Inventories, prepaid expenses and other assets Accounts payable, accrued liabilities and other liabilities Due to third -party payors Net cash provided by (used in) operating activities Investing activities: Capital expenditures Proceeds from sale of assets Cash received during disaffiliation Decrease in loans receivable Purchases of other long-term investments and assets limited to use Proceeds from sales of other long-term investments and assets limited to use Investments in joint ventures Distributions received from joint ventures Net cash provided by investing activities Financing activities: Proceeds from line -of -credit Payments to line -of credit Proceeds from commercial paper Payments on commercial paper Proceeds from issuance of long -tern debt Payments of debt Proceeds from restricted contributions, investment income grants received and net assets released for operations Net cash (used in) provided by financing activities Decrease in cash and cash equivalents Cash and cash equivalents, beginning of year Cash and cash equivalents, end of year Less cash and cash equivalents of discontinued operations, end of year Cash and cash equivalents of continuing operations, end of year 1J 2023 2022 $ 330,588 (777,724) - 382,609 (151,033) 321,001 (2,619) (40,755) (16,650) (23,491) 165,188 184,100 (2,682) 17,814 (6,253) (2,391) (910) (9,033) (25,225) (30,883) (7,968) 4,483 (117) 706 (145,637) (18,460) (2,161) 8,690 (53,830) (253,210) (67,055) 13,048 13,636 (223,496) (144,263) (209,875) 2,618 5,862 242,729 - - 53 (1,451,061) (2,928,741) 1,544,387 3,109,814 (9,512) (16,395) 32,593 39,892 217,491 610 325,000 175,000 (350,000) (75,000) 85,000 - (85,000) - 69,219 - (298,855) (38,659) 16,650 23,491 (237,986) 84,832 (6,859) (138,054) 312,830 450,884 305,971 312,830 - 18,084 $ 305,971 / 294,746 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES d/b/a UNITYPOINT HEALTH Consolidated Statements of Cash Flows Years ended December 31, 2023 and 2022 (In thousands) 2023 2022 Supplemental cash flows information: Interest paid (net of amount capitalized) $ 42,416 38,964 Property and equipment purchases in accounts payable 6,671 17,836 Disaffiliations: Assets removed, less cash (754,167) — Liabilities released (145,791) — See accompanying notes to consolidated financial statements IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) (1) Nature of Operations and Summary of Significant Accounting Policies (a) Organization Iowa Health System is an Iowa nonprofit corporation formed in December 1994. Iowa Health System and its subsidiaries provide inpatient and outpatient care and physician services from seventeen hospital facilities and various ambulatory service and clinic locations in Iowa, Illinois, and Wisconsin. Primary, secondary, and tertiary care services are provided to residents of Iowa, Illinois, Wisconsin, and adjacent states. Iowa Health System publicly operates as UnityPoint Health (the System). The legal name of the parent remains Iowa Health System, with the UnityPoint Health name reflecting a doing business as (d/b/a). This "d/b/a" name reflects the transformation of clinical processes underway within the System and the adaptation to better address the healthcare needs of communities, including building a model of delivering healthcare that coordinates care around the patient while focusing on improving the quality of care and reducing costs. (b) Basis of Presentation The consolidated financial statements include the accounts of UnityPoint Health and its subsidiaries listed below: • Central Iowa Health System and Subsidiaries (d/b/a UnityPoint Health — Des Moines) (Des Moines) • Methodist Health Services Corporation and Subsidiaries (Peoria; Unaffiliated as of April 1, 2023) • Trinity Regional Health System and Subsidiaries (Rock Island) • Meriter Health Services, Inc. and Subsidiaries (Madison) • St. Luke's Healthcare and Subsidiaries (Cedar Rapids) • Allen Health Systems, Inc. and Subsidiaries (Waterloo) • St. Luke's Health System, Inc. and Subsidiaries (Sioux City) • Trinity Health Systems, Inc. and Subsidiaries (Fort Dodge) • Finley Tri-States Health Group, Inc. and Subsidiaries (Dubuque) • Iowa Physicians Clinic Medical Foundation (d/b/a UnityPoint Clinic) • UnityPoint at Home All significant intercompany balances and transactions have been eliminated in consolidation. (c) Noncontrolling Interests The consolidated financial statements include all assets, liabilities, revenue, and expenses of entities that are controlled by the System and, therefore, consolidated. Noncontrolling interests in the consolidated balance sheets and statements of operations and changes in net assets represent the 8 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) portion of net assets owned by entities outside the System and the portion of operating results attributed to the noncontrolling ownership interests. (d) Use of Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (U.S. GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. (e) Cash, Cash Equivalents, and Short -Term Investments Cash equivalents consist of demand deposits, money market funds, and other debt securities with original maturities of three months or less at the date of purchase, other than those included in assets limited as to use or held in brokerage accounts. A portion of these balances are held in a pooled cash management account, with the balances and activity remaining within the respective subsidiaries. Short-term investments consist of debt securities with weighted average maturities between 91 and 365 days of the consolidated balance sheet date, and debt securitized products, other investments held as part of deferred compensation arrangements whose distributions will occur within one year. At times, the System's cash accounts exceeded federally insured limits. Management believes that the institutions where cash accounts are maintained are financially stable and that the credit risk related to deposits is minimal. (t) Assets Limited as to Use Assets limited as to use include amounts held by trustees under bond indenture agreements and related documents, in addition to assets internally designated by the Board of Directors for identified purposes and over which the Board of Directors retains control and may, at its discretion, subsequently use for other purposes. Amounts required to meet current liabilities are classified as current assets. (g) Inventories Inventories consist of supplies and are stated at the lower of cost or market. (h) Short -Term Investments, Other Long -Term Investments, Investments in Joint Ventures, and Investment Income Investments in equity securities with readily determinable fair values and all investments in fixed -income securities are measured at fair value in the consolidated balance sheets. The fair values are based on quoted market prices or dealer quotes. Investments in joint ventures and other affiliates, which are more than 20% and not more than 50% owned, are recorded using the equity method. Other investments are reported at cost, as adjusted for permanent impairment in value, if any. 9 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The System classifies its investments as trading securities. Realized gains and losses from the sale of investments, interest and dividends (except those earned as a function of operations), and investments carried at fair value pursuant to Accounting Standards Codification (ASC) Topic 825, Financial Instruments, are reported as nonoperating investment income (losses) unless restricted by a donor. Income from investments restricted by donors is included as a component of the change in net assets based upon the nature of the restriction. The System elected the net asset value (NAV) as practical expedient option for its alternative investments (including hedge funds and private equity funds) that are primarily limited liability corporations and partnerships. Management has elected this option for the alternative investments because it more accurately reflects the portfolio returns and consolidated financial position of the System. Gains and losses on investments subject to the NAV option are reported in investment income in nonoperating (losses) gains in the accompanying consolidated statements of operations and changes in net assets. Transfers in and out of Level 1 (quoted market prices), Level 2 (other significant observable inputs), and Level 3 (significant unobservable inputs) are recognized on the actual transfer date. (il Property, Plant and Equipment Property, plant and equipment acquisitions are recorded at cost, less accumulated depreciation. Depreciation is provided primarily using the straight-line method over the estimated useful lives of the assets, including componentized building costs. Depreciation of assets under capital leases is provided using the straight-line method over the shorter of the lease term or the estimated useful life of the assets. Donated property, plant and equipment are recorded at fair value at the date of donation. Property, plant, and equipment assets are depreciated on the straight-line method over the following usual estimated useful lives: Buildings 10-45 years Fixed equipment 5-30 years Moveable equipment 2-30 years Computer software 3 years 10 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Property, plant, and equipment is stated at cost and is summarized at December 31 as follows: Land Land improvements Buildings, improvements and fixed equipment Moveable equipment Less accumulated depreciation and amortization Construction/information systems installation in progress Net property, plant and equipment 2023 2022 $ 140,262 140,916 61,626 60,914 2,480,837 2,431,945 1,790,929 1,732,488 4,473,654 4,366,263 3,011,491 2,893,859 1,462,163 1,472,404 86,435 70,680 $ 1,548,598 1,543,064 Interest costs incurred on borrowed funds during the period of construction of capital assets are capitalized as a component of construction in progress, net of interest earned on investments acquired with the proceeds of the borrowing. During 2023 and 2022, the System capitalized $437 and $528 of interest expense, respectively. As of December 31, 2023 and 2022, the System has committed $157,933 and $131,427, respectively, for costs related to various construction projects. The System plans to fund the majority of these projects through internal funds, with supplemental debt financing for certain projects. (j) Long -Lived Asset Impairment The System evaluates the recoverability of the carrying value of long-lived assets whenever events or circumstances indicate the carrying amount may not be recoverable. If a long-lived asset is tested for recoverability and the undiscounted estimated future cash flows expected to result from the use and eventual disposition of the asset is less than the carrying amount of the asset, the asset cost is adjusted to fair value and an impairment loss is recognized as the amount by which the carrying amount of a long-lived asset exceeds its fair value. No asset impairment was recognized during the year ended December 31, 2023 or 2022. (k) Other Assets Other assets include certain intangible assets that are stated at cost less accumulated amortization. In addition, other assets include goodwill. The System follows Accounting Standards Update (ASU) 2017-04, Intangibles — Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment, which simplifies the goodwill impairment test. Goodwill is an asset representing the future economic benefits arising from other assets acquired as part of business combinations that are not individually identified and separately recognized. The System has $38,590 of goodwill at December 31, 11 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) 2023 and 2022. Annually, or when there is a triggering event, the System first performs a qualitative assessment by evaluating all relevant events and circumstances to determine if it is more likely than not that impairment exists. If necessary, based on qualitative factors, the System will perform an impairment test of its goodwill and intangible assets using a discounted cash flow method, and any identified impairment loss is recognized as expense. The impairment analysis performed during 2023 did not show the carrying amount exceeded fair value; therefore, no impairment was recognized during 2023. The impairment analysis performed during 2022 showed the carrying amount exceeded fair value for one of the System's subsidiaries, and $1,000 of impairment was recognized in depreciation and amortization expense in the accompanying consolidated statements of operations and changes in net assets in 2022. Other intangible assets at December 31, 2023 and 2022 were $3,580 and $4,187, respectively, which are subject to amortization. (/) NetAssets Net assets are classified into two mutually exclusive classes: without donor restrictions and with donor r restrictions. The two classes are based on the presence or absence of donor -imposed restrictions. The release of net assets from donor restrictions is recorded in the period in which the restrictions are met. Contributions with donor -imposed restrictions that are met in the same reporting period are reported as without donor restriction. Donor -imposed restrictions are generally restricted for capital expenditures, passage of time, or other donor -specified restrictions. For entities in which the System has less than full ownership but has a controlling interest, a noncontrolling interest is recorded for the portion of net assets controlled by unrelated parties. (m) Excess (Deficiency) of Revenues over Expenses from Continuing Operations Excess (deficiency) of revenues over expenses from continuing operations transactions affecting net assets without donor restrictions are reflected in the consolidated statements of operations and changes in net assets. Consistent with industry practice, changes in defined -benefit plans and contributions of long-lived assets (including assets acquired with donor -restricted cash contributions) are excluded from determination of the excess (deficiency) of revenues over expenses from continuing operations. Transactions with donor restrictions are recorded as additions or deductions to net assets with donor restrictions and are reflected in the consolidated statements of operations and changes in net assets. (n) Patient Service Revenue and Accounts Receivable Patient service revenue is reported at the amount that reflects the consideration to which the System expects to be entitled in exchange for providing patient care. These amounts, representing transaction price, are due from patients, third -party payors (including health insurers and government programs), and others and includes variable consideration for retroactive revenue adjustments due to settlement of audits, reviews, and investigations. Generally, the System bills the patients and third -party payors 12 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) several days after the services are performed and/or the patient is discharged from the facility. Revenue is recognized as performance obligations are satisfied. Performance obligations are determined based on the nature of the services provided by the System. Revenue for performance obligations satisfied over time is recognized based on actual charges incurred in relation to total expected (or actual) charges. The System believes that this method provides a reasonable depiction of the transfer of services over the term of the performance obligation based on the inputs needed to satisfy the obligation. Generally, performance obligations satisfied over time relate to patients in the System's hospitals receiving inpatient acute care and outpatient services. The System measures the performance obligation from admission into the hospital to the point when it is no longer required to provide services to that patient, which is generally at the time of discharge. Revenue for performance obligations satisfied at a point in time is recognized when goods or services are provided and the System does not believe it is required to provide additional goods or services. Because all of its performance obligations relate to contracts with a duration of less than one year, the System has elected to apply the optional exemption provided in ASC 606-10-50-14(a) and, therefore, is not required to disclose the aggregate amount of the transaction price allocated to performance obligations that are unsatisfied or partially unsatisfied at the end of the reporting period. The unsatisfied or partially unsatisfied performance obligations referred to above are primarily related to inpatient acute care services at the end of the reporting period. The performance obligations for these contracts are generally completed when the patients are discharged, which generally occurs within days or weeks of the end of the reporting period. The System determines the transaction price, which involves significant estimates and judgment, based on standard charges for goods and services provided, reduced by explicit and implicit price concessions, including contractual adjustments provided to third -party payors, discounts provided to uninsured and underinsured patients in accordance with policy, and/or implicit price concessions based on the historical collection experience of patient accounts. The System determines the transaction price associated with services provided to patients who have third -party payor coverage based on reimbursement terms per contractual agreements, discount policies, and historical experience. For uninsured patients who do not qualify for charity care, the System determines the transaction price associated with services on the basis of charges reduced by implicit price concessions. Implicit price concessions included in the estimate of the transaction price are based on historical collection experience for applicable patient portfolios. Patients who meet the System's criteria for free care "charity" are provided care without charge and related amounts are not reported as revenue. Subsequent changes to the estimate of the transaction price are generally recorded as adjustments to patient service revenue in the period of the change. Settlements with third -party payors for retroactive adjustments due to audits, reviews, or investigations are considered variable consideration and are included in the determination of the estimated transaction price for providing patient care using the most -likely outcome method. These settlements are estimated based on the terms of the payment agreements with the payor, correspondence from the payor, and historical settlement activity, including an assessment to ensure that it is probable that a significant reversal in the amount of cumulative revenue recognized will not occur when the uncertainty associated with the retroactive adjustment is subsequently resolved. Estimated settlements are adjusted in future periods as new information 13 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) becomes available or as years are settled or are no longer subject to such audits, reviews, and investigations. The System uses a portfolio approach to account for categories of patient contracts as a collective group rather than recognizing revenue on an individual contract basis. The portfolios consist of major payor classes for inpatient revenue and major payor classes and types of services provided for outpatient revenue. Based on the historical collection trends and other analyses, the System believes that revenue recognized by utilizing the portfolio approach approximates the revenue that would have been recognized if an individual contract approach were used. The percentage of patient service revenue by payor recognized in the years ended December 31 was as follows: 2023 2022 Medicare 35 % 35 % Medicaid 19 16 Wellmark/Blue Cross 22 23 Commercial and other 23 25 Self -pay 1 1 100 % 100 % The percentage of patient accounts receivable by payor at December 31 was as follows: 2023 2022 Medicare 32 % 32 % Medicaid 10 14 Wellmark/Blue Cross 22 21 Commercial and other 28 29 Self -pay 8 4 100 % 100 % 14 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The sources of patient service revenue, disaggregated by lines of service, for the years ended December 31 were as follows: 2023 2022 Service lines: Hospital $ 2,881,999 2,494,341 Physician services 669,597 651,181 Home health and hospice 264,857 241,284 Other 524,778 450,176 $ 4,341,231 3,836,982 Other operating revenue primarily includes income from joint ventures, reference lab, retail pharmacy, grant revenue, college revenue, and shared savings revenue from value -based contracts with third party payors. Revenue from services recorded as other operating revenue is primarily recognized at t\ the time service is rendered. Other operating revenue for the years ended December 31, 2023 and 2022 was $453,007 and $465,287, respectively. (o) Charity Care The System provides care to patients who meet certain criteria under its charity care policy without charge or at amounts less than established rates. Amounts determined to be charity care are not reported as revenue. (p) Contributions and Beneficial Interest in Net Assets Unconditional promises to give cash and other assets are reported at fair value at the date the promise is received. All contributions are considered to be available for unrestricted use unless specifically restricted by the donor. Donor -imposed restrictions are considered fulfilled as soon as the stipulated time has expired or the qualifying expenditure has been made. Donor -restricted contributions whose restrictions are met within the same year as received are reported as unrestricted contributions. Contributions not expected to be collected within a year are recorded at the present value of expected future cash flows using a risk -free interest rate over the term of the contribution. Contributions of property are recorded at fair value when received. Interests in charitable trusts and perpetual trusts are carried at the present value of expected future cash flows, which approximates fair value. The System's interest in the net assets (the Interest) of certain foundations that raise and hold assets on behalf of the System is accounted for in a manner similar to the equity method. The Interest is recorded at its beneficial interest in the underlying assets, and changes in the Interest are included in the change in net assets. Transfers of assets between these foundations and the System are recognized as increases or decreases in the Interest. 15 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) (q) Estimated Malpractice Costs, Health Insurance, and Workers' Compensation An annual estimated provision is accrued for the self -insured portion of medical malpractice, health insurance, and workers' compensation claims and includes an estimate of the ultimate costs for both reported claims and claims incurred but not reported. Claims liabilities are recorded at the gross amount without consideration of insurance recoveries. Expected recoveries are presented separately as receivables in the consolidated balance sheets. (r) Interest Rate Swap Agreements The System has entered into various interest rate swap agreements (the Swaps) to reduce the effect of changes in cash flows primarily related to interest rate fluctuations on the System's various variable rate debt. As described in note 7, the changes in fair value for all swap agreements are recorded as a component of nonoperating gains (losses) in excess (deficiency) of revenues over expenses as they do not qualify for hedge accounting. The Swaps are recognized in the consolidated balance sheets at fair value. The net cash payments or receipts under the Swaps are recorded as an increase or decrease to other nonoperating income (loss). (s) Income Taxes UnityPoint Health and most of its subsidiaries are classified as tax-exempt organizations as described in Sections 501(c)(3) and 501(c)(2) of the Internal Revenue Code (the Code). Tax-exempt organizations are not subject to federal and state income taxes on related income, pursuant to Section 501(a) of the Code. These organizations are subject to federal and state income taxes to the extent they have unrelated business income as described under provisions of Section 511 of the Code. The System files Form 990 for substantially all of.its operating entities in the U.S. federal jurisdiction and is no longer subject to examination by tax authorities for the years before 2020. The System has no material uncertain tax positions. Certain subsidiaries are subject to federal and state income taxes. Some of these corporations have accumulated net operating loss carryforwards that are available to offset future taxable income, if any, during the carryforward period. Deferred tax assets and liabilities related to these subsidiaries were not material. (t) Retirement Plans Substantially all employees meeting age and length of service requirements participate in defined -contribution plans. Certain subsidiaries also have defined -benefit plans, most of which have been substantially frozen. Pension costs for the defined -benefit plans, which are composed of normal costs and amortization of prior service costs related to defined -benefit plans, are funded currently. 16 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (in thousands) (u) Lease Commitments The System regularly enters into agreements with third parties to lease real estate and equipment over various lengths of time. The System follows ASU 2016-02, Leases (Topic 842), which requires the lessee to recognize right -of -use assets and liabilities for leases with lease terms of more than twelve months. All leases greater than twelve months are evaluated for classification as either operating or finance leases. For finance leases, the System recognizes both interest expense and depreciation expense. For operating leases, the System recognizes rent expense, generally on a straight-line basis, as part of other expenses. Certain of the System's arrangements provide for maintenance costs to be the responsibility of the System as incurred or charged by the lessor. The maintenance cost is a non -lease component that the System elected to combine with the total monthly rental payment and account for the total cost as operating lease expense. Leases less than twelve months, or those that operate on month -to -month agreements, are deemed short-term leases and are expensed as incurred. (2) Charity Care The System provides charity care and financial assistance discounts for medically necessary healthcare services provided to persons who meet the System's policy. The policy provides a percentage discount to the patient that decreases at gradually higher income levels or higher levels of household net assets. The benchmark, which the income level is compared to, is the Federal Poverty Income Guideline and is updated annually. Patients who are already receiving benefits from certain identified government programs qualify for presumptive eligibility. The availability of charity care is widely communicated to all patients, and patients are notified prior to receiving services if their treatment does not fall within the guidelines of the policy. Amounts charged for care that is provided to individuals eligible for charity may not be more than the amounts generally billed to individuals who have insurance covering such care. Amounts billed are based on either the best, or an average of the three best, negotiated commercial rates or Medicare rates. Accounts that are classified by the System as charity care are not reported as patient service revenue. In some cases, the charity care is subsidized by contributions from volunteer organizations or other donors. Charity care subsidies are not material to the consolidated financial statements. Cost of charity care is calculated by applying hospital specific cost -to -charge ratios to the total amount of charity care deductions from gross revenue. The cost -to -charge ratio is calculated by taking the hospital total expenses and gross charges and applying adjustments to remove the cost of nonpatient care activity, Medicaid provider taxes paid, identifiable community benefit expenses, as well as gross patient charges that are generated for identifiable community benefit services. The amount of charity care provided at cost was $22,986 and $18,270 for the years ended December 31, 2023 and 2022, respectively. Community benefit is also provided through reduced price services and free programs offered throughout the year. The System provides an array of uncompensated activities and services intended to meet the 17 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) community health needs. These activities include wellness programs, community education programs, and various health screening programs. (3) Third -Party Reimbursement As a provider of healthcare services, the System generally grants credit to patients without requiring collateral or other security. The System routinely obtains assignments of (or is otherwise entitled to receive) patients' benefits payable under their health insurance programs, plans, or policies. These health insurance programs or providers are commonly referred to as third -party payors and include the Medicare and Medicaid programs, Wellmark/Blue Cross, and various health maintenance and preferred provider organizations. A major portion of the System's revenue is derived from these third -party payors. Significant changes have been made, and may be made, in certain of these programs, which could have a material, adverse impact on the financial condition of the System. These changes include federal and state laws and regulations, particularly those pertaining to Medicare and Medicaid. The System has agreements with certain third -party payors that provide for payment of services at amounts that differ from established rates. Third -party payor payment rates vary by payor and include established charges; contracted rates less than established charges; prospectively determined rates per discharge, bundled payment per episode of care, per procedure, or per diem; and retroactively determined cost -based rates. (a) Medicaid State Plans The System has operations within states that have enacted a Medicaid State Plan. Under each of these plans, a tax assessment is levied on certain hospital providers in order to provide funding for Medicaid to obtain federal matching funds. A portion of these additional federal funds are then redistributed to participating hospitals through increased Medicaid payments in order to help bring Medicaid reimbursement closer to the cost of providing care. The allocation of these funds to specific healthcare providers is based primarily on the amount of care provided to Medicaid recipients. The System's aggregate tax assessment during 2023 and 2022 was $39,216 and $35,599, respectively, and is included in operating expenses in the consolidated statements of operations and changes in net assets. Additional Medicaid reimbursement in the same periods was $82,691 and $80,299, respectively, and is included in patient service revenue in the consolidated statements of operations and changes in net assets, resulting in a net increase in operating income of $43,475 and $44,700 for 2023 and 2022, respectively. As part of a partnership with the State of Iowa beginning July 1, 2023, the System participates in a federal directed payment program. The primary use of the supplemental funding will be to expand access and increase capacity for Iowa Medicaid beneficiaries through modernization and expansion of healthcare facilities. In 2023, the System recognized $162,537 patient service revenue and $46,933 of assessment fees in other expense from the program. As of December 31, 2023, the System included $115,604 due from government agency in other receivables, reflected in current assets on the consolidated balance sheets, related to the federal directed payment program. 18 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) (4) Functional Expenses The System provides general healthcare services, including hospital, physician, and home health and hospice, and incurs related general and administrative expenses. Expenses related to providing these services for the years ended December 31 were as follows: 2023 Hospital Physician Home health services services and Hospice Other G&A Total Salaries and wages $ 884,785 170,880 45,480 88,319 584,222 1,773,686 Physician compensation and services 67,826 595,295 1,168 12,174 21,010 697,473 Employee benefits 184,854 57,734 11,450 23,176 164,290 441,504 Supplies 628,099 65,301 16,384 180,432 42,131 934,347 Other expenses 201,100 78,308 1,810 51,989 354.400 687,607 Depreciation and amortization 48,776 7,767 140 4,278 97,486 158,447 Interest 120 175 - 22 40,281 40,598 (Benefit) provision for uncollectible accounts - (31) - (12) (74) (117) $ 2,015,560 975,429 78,432 360,378 1,303,746 4,733,545 2022 Hospital Physician Home health services services and Hospice Other G&A Total Salaries and wages $ 893,733 180.626 47,538 94,435 582,415 1,798,747 Physician compensation and services 63,394 565,438 939 12,403 4,446 646,620 Employee benefits 172,634 53,661 11,094 25,145 149,111 411,645 Supplies 586,136 62,568 14,296 153,277 41,307 857,584 Other expenses 148,275 60,162 3,716 63,006 321,011 596,170 Depreciation and amortization 46,229 7,776 153 5,444 99,054 158,656 Interest 66 243 - 22 32,354 32,685 (Benefit) provision for uncollectible accounts - - - 25 681 706 $ 1,910,467 930,474 77,736 353,757 1,230,379 4,502,813 The consolidated financial statements report certain expense categories that are attributable to more than one healthcare service or support function. Therefore, these expenses require an allocation on a reasonable basis that is consistently applied. Costs not directly attributable to a function are allocated based on revenue. 19 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityFoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) (5) Investments (a) Investment Summary A summary of short-term investments at December 31 is as follows: 2023 2022 U.S. Treasury obligations $ 36,754 83,203 U.S. Government agency obligations 18,102 1,393 Asset -backed securities: Other 77,102 24,695 Mortgage -backed securities: Government 8,486 776 Non -government 6,070 8,405 Certificates of deposit 1,119 1,129 Corporate bonds 83,033 77,811 Municipal bonds 1,221 17,499 Mutual funds: International 14 25 Index 255 317 Equity 215 247 Fixed income 58 75 Other 773 1,095 Total short-term investments $ 233,202 216,670 A summary of investments reported as assets limited as to use at December 31 is as follows: 2023 2022 Held by trustees under bond indenture agreements: Cash equivalents Internally designated: Cash equivalents U.S. Treasury obligations Asset -backed securities: Other Corporate bonds Equity securities: Domestic International $ — 221 14,881 701 2,721 2,619 1,675 1,020 1,368 1,477 6,658 7,480 1,991 1,800 20 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) 2023 2022 Mutual funds: Domestic $ — 3,271 International 247,249 240,694 Equity 242,734 217,318 Fixed income 538,308 526,081 Other 27 583 Alternative funds 119,022 124,069 Hedge funds 131,247 123,084 Private equity funds 94,567 96,032 Fund of funds 94,347 106,556 Total assets limited as to use 1,496,795 1,453,006 Less amount required to meet current obligations 28,233 24,004 Noncurrent portion of assets limited as to use $ 1,468,562 1,429,002 Assets held by trustee under bond indenture agreements are required to be held in separate trust accounts. A summary of these trust accounts aggregated by their required use at December 31 is as follows: 2023 2022 Debt service accounts 221 Internally designated current and non -current assets are summarized below based on the designation at December 31: 2023 2022 Capital improvements $ 1,467,108 1,425,801 Self -insured reserves 29,687 26,984 $ 1,496,795 1,452,785 21 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Investments presented as other long-term investments at December 31 are summarized as follows: 2023 2022 Cash equivalents $ 9,197 566 U.S. Treasury obligations 5,792 26,492 U.S. Government agency obligations 25,893 25,746 Asset -backed securities: Other 32,961 28,932 Mortgage -backed securities: Government 9,272 5,641 Non -government 27,839 28,770 Corporate bonds 23,886 31,957 Municipal bonds 2,591 - Equity securities: Domestic 1,054 1,105 Mutual funds: International 147,750 140,160 Index 18,086 15,212 Equity 153,097 134,182 Fixed income 321,717 351,815 Other 55,704 52,679 Alternative funds 77,956 77,070 Hedge funds 85,961 76,458 Private equity funds 61,938 59,654 Fund of funds 61,794 66,191 Insurance policies 16,650 14,760 Stock in transit - 1,101 Total other long-term investments $ 1,139,138 1,138, 491 22 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The following schedule summarizes the investment (loss) return and its classification in the consolidated statements of operations and changes in net assets for the years ended December 31: 2023 2022 Investment return (loss): Interest and dividends $ 92,591 85,337 Realized gains on sales of investments 1,777 114,243 Unrealized gains (losses) on trading investments 146,239 (402,544) Equity in earnings of joint ventures 23,757 26,581 $ 264,364 (176, 383) Investment return (loss) calculation: Net assets without donor restrictions Other Operating Revenue $ 23,918 26,653 Nonoperating (losses) gains — investment (losses) income 232,722 (197,117) Net assets with donor restrictions 7,724 (5,919) $ 264,364 (176,383) (b) Alternative Investments At December 31, 2023 and 2022, 25% and 26%, respectively, of the System's investments were invested in alternative investment vehicles. These investments are included in either internally designated or other long-term investments in the investment summary tables (previously presented) based on the underlying investments. Due to the nature of the alternative investments and the need for the fund managers to execute on long-term strategies, many of the vehicles contain specific lock -up periods, restricted redemption timing, as well as advanced notice of redemption requests. 23 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Alternative investments that have been estimated using the NAV per share as a practical expedient consist of the following at December 31: December 31, 2023 Unfunded Redemption Redemption Fair value commitments frequency notice period Diversified property alltematiw fund $ 156,141 — Quarterly 95 days Structured credit altemative fund 128,995 — Quarterly 65 days Vista Fund 57,269 — Quarterly 95 days Diversified private equity alternative fund 111 31,971 15,164 No specific lock -up provision**** NIA Diversified private equity altemathe fund IV 66,161 22,436 No specific lock -up provision**** N/A Diversified private equity altemative fund V 20,890 20,293 No specific lock -up provision**** NIA Hedge fund segregated portfolio 217,207 — Based on holdings*** NIA Energy debt alternative fund 10,714 — Semi-annual, 3 year lock -up* 95 days Healthcare private equity fund 1 1,726 168 No specific lock -up provision**** NIA Healthcare private equity fund 11 12,496 330 10 year lock -up** NIA Healthcare private equity fund 111 9,475 2,814 10 year lock -up** N/A Health Velocity 13,787 1,590 No specific lock -up provision**** N/A $ 726,832 62,795 24 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a tlnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) December 31, 2022 Unfunded Redemption Redemption Fair value commitments frequency notice period Diversified property altematiw fund $ 172,746 — Quarterly 95 days Structured credit alternative fund 122,302 — Quarterly 65 days Vista Fund 56,495 — Quarterly 95 days Diversified private equity altemathe fund III 39,490 13,504 No specific lock -up provision**** NIA Diversified private equity alternative fund IV 68,986 21,973 No specific lock -up provision**** NIA Diversified private equity alternative fund V 15,566 22,411 No specific lock -up provision**** NIA Hedge fund segregated portfolio 199,541 — Based on holdings*** NIA Energy debt altemathe fund 22,342 — Semi-annual, 3 year lock -up* 95 days Healthcare private equity fund 1 2,459 168 No specific lock -up provision**** N/A Healthcare private equity fund II 9,790 476 10 year lock -up** N/A Healthcare private equity fund III 6,152 4,257 10 year lock -up** NIA Health Velocity 13,245 1,801 No specific lock -up provision*** NIA $ 729,114 64,590 * The remainder will be available pending wind -down. ** Subject to 10-year lockup based on initial subscriptions in the investment, which will expire in 2025 and 2030 for Fund 11 and III, respectively. *** The liquidity of the segregated portfolio and the availability for redemptions will be determined based on the liquidity and redemption terms set forth in the underlying funds. As a result, the System's ability to obtain liquidity or redeem participating shares will be limited. ***` Private equity funds are nonredeemable so there is no tender or withdrawal process. The limited partners agree to stay in the investment until the fund closes, at which time all remaining assets are distributed back to the limited partners. 25 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) As of December 31, 2023, the alternative investment vehicles consist of three alternative funds, one fund of funds, one hedge fund, and seven private equity funds. The investment strategy of the diversified property fund of funds is to invest in income producing real estate properties utilizing a low level of leverage. The structured credit alternative fund is a fixed -income fund with an objective of generating high total returns using a strategy of investing in domestic credit markets, primarily through collateralized debt obligations and other structured credit instruments, such as loan participations and derivative instruments. The investment strategy of the energy debt alternative fund is to generate high absolute returns by taking advantage of the energy and related industries, market dislocation, and commodity price volatility, primarily by investing in debt securities, which are purchased or acquired at a significant discount to fair value and/or offer higher coupon rates. The Vista Fund is an alternative vehicle with an objective of capitalizing on dislocations in the market, specifically in interest rates, foreign currency, and the shape of the yield curve. The hedge fund segregated portfolio has an investment object to produce returns comparable to those of the equity markets over a full market cycle while targeting substantially less volatility than equities by investing in a diversified portfolio of hedge funds. The three diversified private equity alternative funds have an objective of investing in a diversified set of private equity funds. The healthcare private equity funds have a strategy of investing in early stage companies and entrepreneurs within the healthcare industry. There is no public market for shares in these alternative investment vehicles. Health Velocity invests in private healthcare industry companies, similar to the healthcare private equity funds. The value of the investments in the funds is determined based on the fair values of the underlying investments, as determined by the NAV per share. In situations when investments do not have readily determinable fair values, the fund managers provide the NAV per share, or its equivalent, to the System. The NAV provided by the fund managers is supported by quoted market prices, operating results, balance sheet stability, growth, and other business and market sector fundamentals of the private investment funds. The System follows ASU 2009-12, Fair Value Measurements and Disclosures (Topic 820): Investments in Certain Entities That Calculate Net Asset Value per Share (or Its Equivalent), which provided a practical expedient for certain investments to use the NAV per share to measure fair value. Accordingly, the System uses the NAV as a practical expedient for fair value for each of its alternative investments. (c) Investments in Joint Ventures At December 31, 2023 and 2022, investments in joint ventures amounted to $91,374 and $90,697, respectively. Other investments also included in this line in the consolidated balance sheets consist primarily of investments reported at cost and real estate held for investment. 26 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The joint ventures consist of 40 privately held healthcare organizations in which the System's ownership interest ranges from 20% to 50%. The collective financial position of the joint ventures as of and for the years ended December 31 were as follows: 2023 2022 (unaudited) Total assets $ 377,896 354,142 Total equity 190,886 182,111 Net revenues 563,671 502,129 Net income 64,347 70,056 The System's share of earnings on the investments in joint ventures is included in other operating revenue in the consolidated statements of operations and changes in net assets. The System recorded activity related to joint ventures for the years ended December 31 as follows: Earnings on investments in joint ventures New investments in joint ventures Distributions received from joint ventures 2023 2022 $ 23,757 26,580 9,512 16,395 32,593 35,096 The System both purchases services and sells services and supplies to several joint ventures. In 2023 and 2022, services purchased from joint ventures totaled $7,662 and $10,751, respectively. Services and supplies sold to joint ventures in 2023 and 2022 were $1,063 and $1,278, respectively. (d) Investments at Cost Investments reported at cost include direct equity and convertible -debt investments in early stage companies within the healthcare industry. These investments are directed to generate financial and strategic returns in companies with high -growth potential that are addressing areas of targeted innovation within the System. The funds are drawn from the balance sheet, and the System has governance approval to deploy a total of $100,000. The expectation is to invest the majority of the allocated capital aggressively over the next three to four years. Financial returns on these investments are anticipated throughout the next 10 to 12 years. These investments are reported based on the initial cost of each investment. As of December 31, 2023 and 2022, the System has contributed $61,396 and $52,054 to these investments, respectively. 27 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) (6) Long -Term Debt Long-term debt at December 31, 2023 and 2022 is summarized as follows: Hospital Facility Revenue Bonds: Series 2023A Series 2020 Series 2018A Series 2018B Series 2018C Series 2018D Series 2018E Series 2018F Series 2017A Series 2016D Series 2016E Series 2014A Series 2014C Series 2013E Series 2012A Series 2012C Series 2005 Total hospital facility revenue bonds Finance lease obligations, net book value: 2023 - $14,061; 2022 - $11,887 Line -of -credit Other notes and mortgages Current maturities Unamortized bond issuance costs Unamortized bond premium Long-term portion Payable Issuance Interest through type (1) rate (2) 2023 2022 2035 Variable 4.72 % $ 63,680 - 2050 Fixed 3.67 319,635 319,635 2035 Variable 4.55 - 68,270 2048 Fixed 5.00 47,380 55,435 2041 VRDB 4.20 40,965 52,825 2041 VRDB 3.75 40,955 52,815 2041 VRDB 4.00 40,295 52,940 2041 VRDB 4.10 41,005 52,875 2027 Fixed 3.15 -- 17,472 2046 Fixed 4,00 - 5.00 - 34,180 2046 Fixed 4.00-5.00 147,500 151,200 2029 Fixed 5.00 46,285 51,500 2035 Fixed 4.47 - 5.00 69,145 69,145 2039 VRDB 4.00 68,725 70,055 2024 Fixed 2.88 1,550 3,100 2037 Fixed 3.43 14,350 15,725 2031 Fixed 1.45 - 4.00 1,900 2,085 943,370 1,069,257 2026 Fixed 0 - 9.05 15,386 13,857 2024 Variable Various 75,000 100,000 Various Fixed 1.00 - 8.00 6,944 104,168 1,040,700 1.287,282 (275,063) (344,830) (5,985) (6,465) 21,902 27,551 $ 781,564 963.538 (1) Fixed rate, variable rate, or variable rate demand bonds (VRDB) (2) Variable rates shown as of December 31, 2023, and do not include letter of credit and remarketing fees. On November 1, 2023, the System issued $63,830 of direct placement variable rate bonds, Series 2023A, to refund the Series 2018A bonds, which were direct placement variable rate. 28 (Continued) l IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The Series 2020, 2018B, 2018C, 2018D, 2018E, 2018F, 2016D, 2016E, 2014A, 2014C, 2013B, and 1992A bonds (collectively, the Bonds) and the Series 2023A, 2018A, 2017A, 2012A, and 2012C direct note obligations (collectively, the Notes) are general obligations of the System and its affiliates. The System is required to meet certain operating and financial ratios contained in the master bond trust indenture, bond insurance agreements, and bank letter of credit agreements (related to the variable rate demand bonds). The Bonds and Notes are subject to the provisions of amended and restated master trust indentures, which generally require monthly or quarterly deposits for principal and interest payments be made and certain funds be maintained by the trustee for interest payment and bond retirement purposes. The Bonds and the Notes are secured by the System's revenue. The variable interest rates on substantially all of the bonds are adjusted daily or weekly by remarketing agents. The bonds may be tendered by the bond holders each interest rate period. The System maintains letters of credit that can be drawn on should the Series 2013B, 2018C, 2018D, 2018E, or 2018F variable rate demand bonds not be remarketed. The letter of credit for the Series 2018C, 2018D, 2018E, and 2018F bonds will expire in 2024, and thus the related debt is shown as current debt in the System's consolidated financial statements as of December 31, 2023. The remaining letters of credit have varying expiration dates and are renewable, subject to approval and at the option of the providers, through the term of the bonds. Outstanding amounts under the letters of credit are due at the earlier of expiration of the agreement or over a period of three years, commencing after an initial outstanding period of 366 days or more. On December 1, 2014, the System established a $200,000 taxable commercial paper program. The System did not have any commercial paper outstanding as of December 31, 2023 or 2022. The System's commercial paper program is sold in tranches, with varying maturities of 1 to 270 days so that no more than $25,000 will mature in any 5-business-day period. On June 4, 2020, the System entered into a term loan agreement with an aggregate principal amount of $100,000 and a maturity date in 2023, thus the debt is shown as current in the System's consolidated financial statements as of December 31, 2022. This balance was repaid in full during 2023 and $0 outstanding as of December 31, 2023. The System maintains three separate revolving line -of -credit facilities that provide for revolving credit in an aggregate principal amount of up to $50,000 for one and two facilities that provides for revolving credit in an aggregate principal amount of $100,000. The interest rates applicable to loans under the credit agreements are based on SOFR plus certain margins, as defined in the agreements. Additionally, the facilities carry a commitment fee, which is charged on the average daily undrawn portion of the facilities. These agreements contain various financial covenants that mirror those in the System's master bond trust indenture. The System had $75,000 and $100,000 outstanding on line -of -credits at December 31, 2023 and 2022, respectively. The line -of -credit facilities will expire during 2024, and the outstanding balances are shown as current as of December 31, 2023 and 2022. 29 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Aggregate annual maturities of long-term debt during the years ending December 31 are as follows: Accelerated Scheduled maturities with maturities letter of credit based on debt expirations classification 2024 $ 275,063 275,063 2025 100,549 34,620 2026 30,150 31,615 2027 21,755 23,270 2028 10,315 11,945 Thereafter 602,868 664,187 $ 1,040,700 1,040,700 (7) Interest Rate Swaps The System uses interest rate swap agreements as a risk management strategy to maintain acceptable levels of exposure to the risk of changes in future cash flows due to interest rate fluctuations. The System has no swaps that are currently designated as hedging instruments, and all changes in fair values are recorded as a component of nonoperating gains (losses) in excess (deficiency) of revenues over expenses from continuing operations. Effective January 1, 2018, one swap that was previously designated as hedged was deemed to no longer be effective. As a result, the cumulative change in fair value of the hedge previously deemed effective of $(15,036) is being amortized into income over the remaining life of the swap agreement. As of December 31, 2023 and 2022, $(9,755) and $(10,635), respectively, of net unrealized loss remains in net assets to be amortized, and $880 and $881 was amortized into other loss in 2023 and 2022, respectively. In previous years, the System reduced the notional amount of certain swap agreements by $58,395 by paying $8,450 as of the date of the transactions to the counterparty. This fair value remains a component of net assets without donor restrictions and is being amortized into interest expense over the remaining life of the swap. As of December 31, 2023 and 2022, $4,649 and $5,068, respectively, remain in net assets without donor restrictions to be amortized and $419 was amortized into interest expense in 2023 and 2022. The System has provisions within certain interest rate swap agreements that require it to post collateral should the negative fair value of the agreements exceed certain thresholds that are dependent on the System's credit rating. 30 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (in thousands) The respective fair values of interest rate swaps in an asset -and -liability position for the System were as follows as of December 31, 2023 and 2022: Trade Maturity Notional System System Fair value date date amount pays receives 2023 2022 2005 2035 77,320 3.5 % 62.4% of 3m SOFR+ 45 bps $ (3,342) (3,698) 2006 2037 112,750 3.8 61.9% of 1mSOFR+38 bps (11,374) (12,042) 2006 2023 27,700 3.5 61.9%of 1mSOFR+31 bps — (21) 2005 2035 38,660 3.3 62.4% of 1mSOFR+37 bps (1,473) (1,590) 2008 2026 6,400 3.5 63.0% of 1mSOFR+37 bps (76) (97) 2008 2024 1,550 3.5 63.0% of 1mSOFR+37 bps (2) (5) 2005 2032 19,700 3.5 67.0%of 1mSOFR+8 bps (1,154) (1,257) $ (17,421) (18,710) The aggregate fair value of the unhedged swap agreements is recorded as other long-term liabilities of $(17,421) and $(18,710) as of December 31, 2023 and 2022, respectively. The change in fair value of $1,289 and $39,395 is included as a component of other, net in nonoperating (loss) income for the years ended December 31, 2023 and 2022, respectively. The net of what the System pays and receives is settled monthly or quarterly on each swap agreement and is reported as other, net in nonoperating (loss) income. The table below presents certain information regarding the System's interest rate swap agreements: 2023 2022 Other long-term liabilities: Fair value of interest rate swap agreements $ (17,421) (18,710) Net assets without donor restrictions: Change in net assets without restrictions amortizing into other, net $ 911 941 Nonoperating other, net: Gain recognized in income from changes in fair value of interest rate swaps $ 1,289 39,395 Loss recognized in income from amortization of unrecognized losses in net assets without restrictions (911) (941) (8) Liquidity As part of the System's cash management policy, cash, and investments feature a high degree of safety and liquidity to support general expenditures and debt service within one year in the normal course of operations. 31 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The following table represents financial assets available for general expenditures within one year at December 31: Financial assets at December 31: Cash and cash equivalents Short-term investments Assets limited as to use — required for current liabilities Patient accounts receivable, net Other receivables Assets limited as to use, noncurent: Held by trustee under bond indenture agreements Internally designated Other long-term investments Contribution receivable and other assets held in trust Total financial assets Less amounts not available to be used within one year: Funds held by trustee under bond indenture agreements Assets internally designated for self -insured reserves Assets internally designated for capital improvements Other long-term investments Assets attributable to noncontrolling interest Donor restricted assets Financial assets not available to be used within one year Financial assets available to meet general expenditures $ 2023 2022 305,971 294,746 233,202 216,670 28,233 24,004 542,115 498,694 115,604 — 221 1,468, 562 1,428, 781 1,139,138 1,138, 491 93,240 85,798 3,926,065 3,687,405 221 29,687 26,984 99,999 99,145 126,891 128,480 42,701 35,896 211,457 259,168 510,735 549,894 3,415,330 3,137,511 The System has certain board -designated and donor -restricted assets limited to use, which are available for general expenditure within one year in the normal course of operations. Accordingly, these assets have been included in the table above representing financial assets to meet general expenditures within one year. The System has other assets limited to use under bond indenture agreement, for self-insurance reserves, and for capital expenditures. However, at anytime the board can approve utilizing the assets internally designated for capital improvements for general expenditures due within the next year, and as such, those assets are included in the aforementioned table. As part of the System's pooled cash management plan, cash in excess of daily requirements is invested in short-term investments and money market funds. The System maintains a $200,000 commercial paper program, as discussed in more detail in note 6. As of December 31, 2023 and 2022, $200,000 remained available on the System's commercial paper program. 32 (Continued) C IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The System maintains three separate revolving line -of -credit facilities that provide for revolving credit in aggregate principal amount of up to $50,000 for one and two credit facilities that provides for revolving credit in aggregate principal amount of $100,000, as discussed in more detail in note 6. As of December 31, 2023 and 2022, $75,000 and $100,000, respectively, were drawn on these revolving line of credit facilities. As of December 31, 2023, the System was in compliance with bond covenants. Long-term debt is discussed in more detail in note 6. (9) Retirement Benefit Plans (a) Defined -Contribution Retirement Plans The System has several defined -contribution benefit plans, which are available to substantially all employees meeting age and length of service requirements. Participating employers annually determine the amount, if any, of the System's contributions to the plans. Total benefit expenses under the defined -contribution plans were approximately $74,397 and $70,377 for 2023 and 2022, respectively. The System also has deferred compensation plans for certain employees. Total expenses under the deferred compensation plans were $1,171 and $3,791 for 2023 and 2022, respectively. In relation to the post retirement benefits, the System had liabilities of $1,316 and $2,804 included in accrued payroll and $130,158 and $119,421 in other long-term liabilities as of December 31, 2023 and 2022, respectively. (b) Defned-Benefit Plans Prior to 2001, substantially all employees of four of the System's subsidiaries were covered by noncontributory defined -benefit pension plans, three of which have subsequently been frozen to new participants or terminated. The Allen Hospital (Waterloo) plan is not frozen, and participants are still accruing benefits but it is closed to new participants. The System's funding policy is to make the minimum annual contribution that is required by applicable regulations, plus such amounts as the System may determine to be appropriate from time to time. Upon the affiliation with Meriter Health Services, Inc. (Madison) during 2014, the System inherited their defined -benefit pension plan. Substantially, all of the employees of Madison are eligible to participate in the plan. Benefits under this plan are based primarily on years of service and employees' compensation. As of December 31, 2014, Madison froze the plan for all nonunion and service union covered employees. As of December 31, 2015, Madison froze the plan for all nurses' union participants. Subsequent to these dates, no additional benefits are being accrued by the frozen participants in the plan. During 2024, the plan for Cedar Rapids will be terminated and participants will receive either a lump -sum payment or have annuities purchased on their behalf as approved by the Board. As a result of the plan terminating, an expected non -operating settlement expense of $55,437, based on plan valuation at December 31, 2023, will be recognized in the consolidated statements of operations and changes in net assets for the year ending December 31, 2024. The System expects to contribute $8,405 to the plans in 2023. The System uses a December 31 measurement date for the plans. 33 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The following tables set forth information about each defined -benefit plan: December 31, 2023 Cedar Madison Rapids Waterloo Total Change in benefit obligation: Benefit obligation, beginning of year 4 Service cost Interest cost Actuarial (gain) loss Benefits paid Benefit obligation, end of year Change in fair value of plan assets: Fair value of plan assets, beginning of year Actual return on plan assets Employer contributions Benefits paid Fair value of plan assets, end of year Funded status, end of year Accumulated benefit obligation $ Assets and liabilities recognized in the consolidated balance sheets: Noncurrent assets $ Noncurrent liabilities $ 182,366 111,428 12,323 306,117 -- - 264 264 9,562 5,848 673 16,083 1,818 11,232 227 13,277 (16,711) (7,853) (514) (25,078) 177,035 120,655 12,973 310,663 197,136 124,271 13,430 334,837 16,575 6,644 1,150 24,369 8,000 - 405 8,405 (16,711) (7,853) (513) (25,077) 205,000 123,062 14,472 342,534 27,965 2,407 1,499 31,871 177,035 120,655 12,973 310,663 27,965 2,407 1,499 31,871 27,965 2,407 1,499 31,871 34 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) December 31, 2023 Cedar Madison Rapids Waterloo Total Amounts recognized in net assets without restrictions but not yet recognized as components of net periodic benefit cost: Net loss $ 17,988 55,437 408 73,833 Net prior service credit 458 — — 458 $ 18,446 55,437 408 74,291 Amounts expected to be recognized within one year: Net loss $ — — — — Net prior service credit 190 — — 190 $ 190 — -- 190 Other changes in plan assets recognized in changes in net assets: Net (gain) loss $ (5,765) 12,265 120 6,620 Amount recognized due to settlement (1,213) — — (1,213) Amortization of net loss (782) (7,117) — (7,899) Prior seraice credit (190) — — (190) Total recognized in changes in net assets $ (7,950) 5,148 120 (2,682) 35 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Weighted -average assumptions used to determine benefit obligations for the year ended December 31, 2023: Discount rate Rate of compensation increase Weighted -average assumptions used to determine benefit costs for the year ended December 31, 2023: Discount rate Expected return on plan assets Rate of compensation increase Components of net periodic benefit cost: Service cost $ Interest cost Expected return on plan assets Amortization of prior service credit Amortization of net (gain) loss Net periodic benefit cost (benefit) $ December 31, 2023 Cedar Madison Rapids Waterloo Total 5.34 % 4.71 % 6.38 % — N/A NIA NIA — 5.46 % 5.46 % 5.60 % — 5.45% 6.40% 7.95% — N/A NIA N/A — — — 264 264 9,562 5,848 673 16,083 (8,992) (7,677) (1,043) (17,712) 190 — — 190 782 7,117 — 7,899 1,542 5,288 (106) 6,724 36 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Change in benefit obligation: Benefit obligation, beginning of year $ Service cost Interest cost Actuarial (gain) loss Benefits paid Benefit obligation, end of year Change in fair value of plan assets: Fair value of plan assets, beginning of year Actual return on plan assets Employer contributions Benefits paid Fair value of plan assets, end of year Funded status, end of year Accumulated benefit obligation $ Assets and liabilities recognized in the consolidated balance sheets: Noncurrent assets $ Noncurrent liabilities December 31, 2022 Cedar Madison Rapids Waterloo Total 232,363 148,330 17,981 398,674 - - 551 551 6,360 4,118 518 10,996 (36.446) (33,194) (6,263) (75, 903) (19,911) (7,826) (464) (28,201) 182,366 111,428 12,323 306,117 259,247 155,700 16,725 431,672 (50,200) (28,608) (3,235) (82,043) 8,000 5,004 405 13,409 (19,911) (7,825) (465) (28,201) 197,136 124,271 13,430 334,837 14,770 12,843 1,107 28,720 182,366 111,428 12,323 306,117 14,770 12,843 1,107 28,720 14,770 12,843 1,107 28,720 37 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December31, 2023 and 2022 (In thousands) Amounts recognized in net assets without restrictions but not yet recognized as components of net periodic benefit cost: Net loss Net prior senAce credit Amounts expected to be recognized within one year. December 31, 2022 Cedar Madison Rapids Waterloo Total $ 25,747 50,288 287 76,322 649 — — 649 $ 26,396 50,288 287 76,971 Net loss $ Net prior service credit Other changes in plan assets recognized in changes in net assets: Net (gain) loss $ Amount recognized due to settlement Amortization of net loss Prior service credit Total recognized in changes in net assets $ 782 7,117 — 7,899 190 -- — 190 972 7,117 — 8,089 20,796 5,263 (1,777) 24,282 — (6,240) (35) (6,275) (190) — (3) (193) 20,606 (977) (1,815) 17,814 38 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) December 31, 2022 Cedar Madison Rapids Waterloo Total Weighted -average assumptions used to determine benefit obligations for the year ended December 31, 2022: Discount rate 5.46 % 5.46 % 5.60 % — Rate of compensation increase N/A N/A N/A — Weighted -average assumptions used to determine benefit costs for the year ended December 31, 2022: Discount rate 2.83 % 2.86 % 2.93 % — Expected return on plan assets 4.06 6.40 7.50 — Rate of compensation increase N/A N/A N/A — Components of net periodic benefit cost: Service cost $ — — 551 551 Interest cost 6,360 4,118 518 10,996 Expected return on plan assets (9,199) (9,850) (1,251) (20,300) Amortization of prior service credit 190 — 3 193 Amortization of net (gain) loss — 6,240 35 6,275 Net periodic benefit cost (benefit) $ (2,649) 508 (144) (2,285) The System has estimated the long-term rate of return on plan assets based primarily on historical returns on plan assets, adjusted for changes in target portfolio allocations and recent changes in long-term interest rates based on publicly available information. Plan assets are held by bank -administered trust funds, which invest each plan's assets in accordance with the provisions of the plan agreements. The plan agreements permit investment in common stocks, corporate bonds and debentures, U.S. government securities, and other specified investments based on certain target allocation percentages. Asset allocation is primarily based on a strategy to provide stable earning while still permitting the plans to recognize potential higher returns through investment in equity securities and limited exposure to alternative investments. Please see note 5 relating to the strategy of alternative investment funds. There are no unfunded commitment related to these bank -administered trust funds. 39 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Target asset allocation percentages for 2023 and 2022 were as follows: 2023 Cedar Madison Rapids Waterloo Equity securities 10 % 10 % 17 % Fixed income 90 90 77 Alternative investments — — 6 2022 Cedar Madison Rapids Waterloo Equity securities 25 % 10 % 37 % Fixed income 65 90 48 Altemative investments 10 — 15 Plan assets are re -balanced quarterly. At December 31, 2023 and 2022, plan asset allocations are as follows: 2023 2022 Cedar Cedar Madison Rapids Waterloo Madison rapids Waterloo Cash equivalents 3 % — % — % 2 % — % — % U.S. Treasury obligations — 13 15 — 21 9 Equity securities — — — — — — Domestic 1 — — 5 — — Wtual funds — — — — — — Domestic — — 11 — — 25 International — 9 5 — 10 12 Equity 7 — — 16 — — Fked income 3 78 58 6 69 36 Other — — — — — — AlternaWe investments — — 4 — — 8 Hedgefunds 86 — — 71 — — Fund of Funds — — 7 — — 10 100 % 100 % 100 % 100 % 100 % 100 % 40 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) (c) Defined -Benefit Plan Assets The valuation methodologies and inputs used for pension plan assets measured at fair value on a recurring basis, as well as the general classification of pension plan assets pursuant to the valuation hierarchy, are described below. There have been no significant changes in the valuation techniques during the year ended December 31, 2023 or 2022. Where quoted market prices are available in an active market, plan assets are classified within Level 1 of the valuation hierarchy. Level 1 plan assets include exchange traded equities and mutual funds, as well as cash equivalents held in money market accounts. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections, and cash flows. Such securities are classified within Level 2 of the valuation hierarchy. Level 2 plan assets include U.S. Treasury obligations and corporate debt. In certain cases where Level 1 or Level 2 inputs are not available, plan assets are classified within Level 3 of the hierarchy. There are no Level 3 plan assets. The value of certain plan assets classified as alternative investments is determined using the NAV (or its equivalent) as a practical expedient. 41 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The following table presents the fair value measurements of the System's pension plans' assets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2023 and 2022: Fair value measurements using Quoted prices in active Significant markets for other Significant identical observable unobservable assets inputs inputs Fair value (Level 1) (Level 2) (Level 3) 2023: Cash equivalents 5,420 5,420 — — U.S. Treasury obligations 18,467 — 18,467 — Equity securities: Domestic 2,139 2,139 — — International 129 129 — — Mutual funds: Domestic 1,618 1,618 — — International 11,415 11,415 — — Equity 13,579 13,579 — — Fixed income 110,232 110,232 — -- Altemathe funds * 553 — — — Hedge funds* 177,524 — — - Fund of funds* 1,037 — — — Accrued Income 421 — — — $ 342,534 144,532 18,467 — 42 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (in thousands) Fair value measurements using Quoted prices in active Significant markets for other Significant identical observable unobservable assets inputs inputs Fair value (Level1) (Level2) (Level3) 2022: Cash equivalents $ 3,234 5,311 — — U.S. Treasury obligations 26,734 — 26,734 — Equity securities: Domestic 10,348 10,348 — — Intemational 587 587 — — Mutual funds: Domestic 3,350 3,350 — — Intemational 13,412 13,412 — — Equity 32,006 32,006 — — Fixed income 102,395 102,395 — — Altemathe funds * 1,033 — — — Hedge funds* 140,008 — — — Fund of funds* 1,404 — — — Accrued Income 326 — — — $ 334,837 167,409 26,734 — Certain investments that are measured at fair value using the NAV per share (or its equivalent) as a practical expedient have not been classified in the fair value hierarchy. The fair value amounts included above are intended to permit reconciliation of the fair value hierarchy to amounts presented in the change in fair value of plan assets above. There are no unfunded commitments for these funds, and see Note 5 for strategy of each type of fund. The following benefit payments, which reflect expected future service, as appropriate, are expected to be paid as of December 31, 2023: 2024 $ 138,273 2025 15,616 2026 14,233 2027 14,219 2028 13,415 2029-2033 61,571 43 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (in thousands) (10) Risk Management The System's hospitals are primarily self -insured for professional and general liability for amounts of $10,000 per claim with excess insurance exceeding this in aggregate. Other entities of the System maintain their professional and general liability coverage primarily on a claims -made basis with no significant deductibles. The System is primarily self -insured for workers' compensation and employee healthcare claims. Workers' compensation claims individually and in the aggregate that exceed certain amounts are covered by insurance. Property insurance is maintained with at least 90% replacement value coverage and minimal deductibles. Network security and information privacy insurance, as well as business interruption insurance coverage are also maintained by the System. The System has accrued as other liabilities $163,781 and $193,419 for self -insured losses at December 31, 2023 and 2022, respectively. These liabilities are presented on a gross basis, and the expected offsetting insurance recoveries are reported as a receivable. The accrued liabilities are based on management's evaluation of the merits of various claims, historical experience, and consultation with external insurance consultants and actuaries, and these liabilities include estimates for incurred but not reported claims. There can be no assurance that the accrued liabilities will be sufficient for the ultimate amounts that will be paid for claims and settlements. Also, in the ordinary course of business, the System is involved in other litigation and claims, none of which management believes will ultimately result in losses that will adversely affect the System's consolidated net assets or results of operations to a material degree. Cash and investments have been internally designated to be held for payments of claims, if any, which may result from the self -insured or uninsured portion of liability insurance and workers' compensation claims. At December 31, 2023 and 2022, cash and investments designated for this purpose amounted to $29,687 and $26,984, respectively. 44 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (in thousands) (11) Lease Commitments Certain equipment and property are being leased with remaining terms ranging from less than 1 year to 27 years. Certain leases contain renewal options. The renewal options are included in the lease term only for those situations in which they are reasonably certain to be renewed. The components of lease expense for the years ended December 31, 2023 and 2022 were as follows: 2023 2022 Lease cost: Finance lease cost: Amortization of right -to -use assets $ 5,669 4,509 Interest on lease liabilities 1,013 942 Operating lease cost 41,740 40,583 Short-term lease cost 19,334 22,885 Sublease income (681) (569) Total lease cost, net of income $ 67,075 68,350 Other information: Cash paid for amounts included in the measurement of lease liabilities Operating cash flows used in operating leases $ 41,740 40,583 Operating cash flows used in finance leases 855 739 Finance cash flows used in finance leases 6,065 5,813 Right -of -use assets obtained in exchange for new operating lease liabilities 13,490 23,754 Right -of -use assets obtained in exchange for new finance lease liabilities 9,075 5,674 Weighted aaerage remaining lease term — finance leases 2.7 years 3.9 years Weighted a\erage remaining lease term — operating leases 7.0 years 7.6 years Weighted a\erage discount rate — finance leases 5.2 % 5.5 % Weighted average discount rate — operating leases 4.0 % 3.9 % 45 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Aggregate annual payments of lease obligations during the years ending December 31 are as follows: Operating Finance Leases Leases 2024 $ 39,280 7,076 2025 33,657 5,559 2026 29,047 2,764 2027 22,981 970 2028 17,498 270 Thereafter 52,595 — Total 195,058 16,639 Less: Present value discount (26,610) (1,253) Total lease liability $ 168,448 15,386 (12) Disclosures about Fair Value of Assets and Liabilities Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. An entity must maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. There is a hierarchy of three levels of inputs that may be used to measure fair value: Level 1 — Quoted prices in active markets for identical assets or liabilities Level 2 — Observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities, quoted prices in active markets that are not active, or other inputs, that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities Level 3 — Unobservable inputs supported by little or no market activity and are significant to the fair value of the assets or liabilities. (a) Financial Instruments Measured at Fair Value on a Recurring Basis The valuation methodologies and inputs used for assets and liabilities measured at fair value on a recurring basis and recognized in the accompanying consolidated balance sheets, as well as the general classification of such assets and liabilities pursuant to the valuation hierarchy, are described below. There have been no significant changes in the valuation techniques during the year ended December 31, 2023 or 2022. 46 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) (b) Investments Where quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities include exchange traded equities and mutual funds, certificates of deposit and cash equivalents held in money market accounts. If quoted market prices are not available, then fair values are estimated by using quoted prices of securities with similar characteristics or independent asset pricing services and pricing models, the inputs of which are market based or independently sourced market parameters, including, but not limited to, yield curves, interest rates, volatilities, prepayments, defaults, cumulative loss projections, and cash flows. Such securities are classified within Level 2 of the valuation hierarchy. Level 2 securities include U.S. Treasury obligations, U.S. government agency obligations, municipal bonds, collateralized mortgage and other collateralized asset obligations, corporate debt, and certain beneficial interest in perpetual trusts. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy. Level 3 financial instruments include beneficial interest in perpetual trusts, which are discussed below. Inputs and valuation techniques used for these Level 3 interests are described below. Fair value determinations for Level 3 measurements of securities are the responsibility of management. Management contracts with a pricing specialist to generate fair value estimates on a monthly or quarterly basis. Management challenges the reasonableness of the assumptions used and reviews the methodology to ensure the estimated fair value complies with accounting standards generally accepted in the United States. (c) Interest Rate Swap Agreements The fair value is estimated using forward -looking interest rate curves and discounted cash flows that are observable or can be corroborated by observable market data and, therefore, are classified within Level 2 of the valuation hierarchy. (d) Beneficial Interest in Perpetual Trusts The fair value is estimated at the present value of the future distributions expected to be received over the term of the agreement. Trusts that have a definite duration based on the terms of the trust document, and where the System has the ability to redeem the investment for the underlying assets at some future point, are classified within Level 2 of the valuation hierarchy due to the nature of the valuation inputs. For trusts that are perpetual in nature in which the underlying assets will never be available to the System, the interest is classified within Level 3 of the hierarchy. (e) Fair Value Measurements The following tables present the fair value measurements of assets and liabilities recognized in the accompanying consolidated balance sheets measured at fair value on a recurring basis and the level within the fair value hierarchy in which the fair value measurements fall at December 31, 2023 and 2022: 47 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) 2023 Fair value measurements using Quoted prices in active Significant marketsfor other Significant identical observable unobservable assets inputs inputs Fair value (Level1) (Level2) (Level3) Investments: Cash equivalents $ 24,078 24,078 - - U.S. Treasury obligations 45,267 - 45,267 - U.S. Gmemment agency obligations 43,995 - 43,995 - Municipal bonds 3,812 - 3,812 - Asset -backed securities: Other 111,738 - 111,738 Mortgage -backed securities: Gmemment 17,758 - 17,758 - Non-govemment 33,909 - 33,909 - Certificates of deposit 1,119 1,119 - - Corporate bonds 108,287 - 108,287 -- Equity securities: Domestic 7,712 7,712 - - International 1,991 1,991 - - Mutual funds: Domestic - - International 395,013 395,013 - - Emerging markets - - Index 18,341 18,341 - - Equity 396,046 396,046 - - Fixed income 860,083 860,083 - - Other 56,504 56,504 - - Alternative funds* 196,978 - - Hedge funds* 217,208 - - - Private equity funds* 156,505 - - - Fund of funds* 156,141 - - - Other items at cost`* 16,650 - 16,650 - Total short-term investments, assets limited as to use and other long-term investments $ 2,869,135 1,760,887 381,416 - 48 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) 2023 Fair value measurements using Quoted prices in active Significant markets for other Significant identical observable unobservable assets inputs inputs Fairvalue (Levell) (Level2) (Level3) Beneficial interests in perpetual trusts included in contributions receivable $ 19,650 — 5,501 14,149 Beneficial interests in charitable trusts included in contributions receiable 257 — 257 — Interest rate swap agreements included in other long-term liabilities (17,421) — (17,421) — 2022 Fair Value Measurements Using Quoted Prices in Active Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs Fair Value (Levell) (Level2) (Level3) Imestments: Cash equivalents $ 1,488 1,488 — — U.S. Treasury obligations 112,314 — 112,314 — U.S. Goremment agency obligations 27,139 — 27,139 — Municipal bonds 17,499 — 17,499 — Asset -backed securities: Other 54,647 — 54,647 — Mortgage -backed securities: Gowmment 6,417 — 6,417 — Non-gowmment 37,175 — 37,175 — Certificates ofdeposit 1,129 1,129 — — Corporate bonds 111.245 — 111,245 — Equity securities: Domestic 8,585 8,585 — — International 1,800 1,800 — — 49 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (in thousands) Mutual funds: Domestic $ International Emerging markets Index Equity Fixed income Other Alternative funds* Hedge funds* Private equity funds* Fund of funds* Other items at cost'* Total short-term investments, assets limited as to use and other long-term investments $ Beneficial interests in perpetual trusts included in contributions receMble $ Beneficial interests in charitable trusts included in contributions receivable Interest rate wrap agreements included in other long-term liabilities Fair Value 3,271 380,879 15,529 351,747 877,971 54,357 201,139 199,542 155,686 172,747 15,861 2022 Fair Value Measurements Using Quoted Prices in Acfive Significant Markets for Other Significant Identical Observable Unobservable Assets Inputs Inputs (Level1) (Level2) (Level3) 3,271 — 380,879 — 15,529 — 351,747 — 877,971 — 54,357 — 15,861 2,808,167 1,696,756 382,297 15,350 — 4,755 264 — 264 (18,710) — (18,710) 10,595 * Certain investments that are measured at fair value using the NAV per share (or its equivalent) as a practical expedient have not been classified in the fair value hierarchy. The fair value amounts included above are intended to permit reconciliation of the fair value hierarchy to the amounts presented in the consolidated balance sheets. *' Other items at cost primarily includes insurance policies and accrued interest. 50 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) (t) Level 3 Reconciliation The following is a reconciliation of the beginning and ending balances of recurring fair value measurements recognized in the accompanying consolidated balance sheets using significant unobservable (Level 3) inputs: Beneficial interest in perpetual trusts Balance, December 31, 2021 $ 9,455 Change in beneficial interest in perpetual trusts 1,140 Balance, December 31, 2022 10,595 Change in beneficial interest in perpetual trusts 3,554 Balance, December 31, 2023 $ 14,149 (g) Goodwill Goodwill is evaluated for impairment when qualitative events indicate goodwill might be impaired. If the System performs an impairment test, any impairment loss is recognized as expense when it is determined that the carrying amount of the goodwill exceeds its implied fair value. The key inputs used to assess for potential impairment are a qualitative analysis of the applicable reporting unit and a quantitative discounted cash flow analysis. (h) Unobservable (Level 3) Inputs The following table presents quantitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements: Recurring: Beneficial interests in perpetual trusts $ 2023 Adjustment Fair Value Valuation Technique to NAV 14,149 Present value of future NIA distributions expected to be received over term of agreement Nonrecurring: Goodwill $ 38,590 Discounted cash flow NIA 51 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Recurring: Beneficial interests in perpetual trusts $ Nonrecumng: Goodwill (13) Net Assets with Donor Restrictions 2022 Fair Value Valuation Technique 10,595 Present value of future distributions expected to be received over term of agreement 38,590 Discounted cash flow Adjustment to NAV N/A N/A Net assets with donor restrictions are available for the following purposes or periods as of December 31: 2023 2022 Purchase of equipment $ 13,787 25,547 Indigent care/operations 89,796 104,877 Health education 9,196 6,969 For use in future periods 386 24,210 Investments to be held in perpetuity 98,292 97,565 Total with donor restrictions $ 211,457 259,168 The portion of restricted net assets that have restrictions on the usage of income include restrictions for the support of operations, capital and equipment, education, patient assistance, and research. Included in investments to be held in perpetuity is $48,512 and $52,741 of donor endowed corpus as of December 31, 2023 and 2022, respectively. The remainder of $49,780 and $44,824 primarily consists of accumulated earnings on donor endowed corpus and perpetual trusts as of December 31, 2023 and 2022, respectively. Net assets released from restrictions were $28,054 and $29,302 in 2023 and 2022, respectively. Net assets were released from restriction by incurring expenses satisfying the restricted purposes or by occurrence of other events specified by donors including support of operations, capital and equipment, education, patient and employee assistance, and research. (14) Related -Party Transactions System purchases a variety of services and products, including leases, from companies affiliated with members of the Boards of Directors of the System and/or its subsidiaries. Services and products purchased from these affiliated companies during 2023 and 2022 totaled $43,903 and $47,167, respectively. In addition, the System purchases services from several joint ventures and sells services and supplies to several joint ventures in which the System is also an investor. 52 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The System has recorded contribution receivables for amounts held by nonconsolidated foundations on behalf of the System of $66,421 and $62,718 as of December 31, 2023 and 2022, respectively. Contributions received from nonconsolidated foundations and other related parties were $916 and $1,589 in 2023 and 2022, respectively. The System believes these transactions are consummated under commercially reasonable business arrangements. (15) Commitments and Contingencies The healthcare industry is subject to numerous laws and regulations of federal, state, and local governments. Compliance with these laws and regulations can be subject to government review and interpretation, as well as regulatory actions unknown and unasserted at this time. Government activity has increased with respect to investigations and allegations concerning possible violations of regulations by healthcare providers, which could result in the imposition of significant fines and penalties as well as significant repayments of previously billed and collected revenues for patient services. The System has a corporate compliance plan intended to meet federal guidelines. As a part of this plan, the System performs periodic internal reviews of its compliance with laws and regulations. As part of the System's compliance efforts, the System investigates and attempts to resolve and remedy all reported or suspected incidents of material noncompliance with applicable laws, regulations, or policies on a timely basis. The System believes that these compliance programs and procedures lead to substantial compliance with current laws and regulations. The System is in various stages of responding to inquiries and investigations by regulators. These various inquiries and investigations could result in fines and/or financial penalties, which could be material. At this time, the System is unable to estimate the possible liability, if any, that may be incurred as a result of these inquiries and investigations, but the System does not believe it would materially affect the financial position of the System. Guarantees The System has guaranteed $35,761 and $33,477, which is outstanding at December 31, 2023 and 2022, respectively, relating to long-term debt for the construction of a family practice residency program education facility, a managed facility's building project, and debt related to joint ventures. For 2023 and 2022, the System made no payments on these guarantees. (16) Endowment The System's endowment consists of individual funds established for a variety of purposes. The endowment includes both donor -restricted endowment funds and funds designated by the governing body to function as endowments (board -designated endowment funds). As required by U.S. GAAP, net assets associated with endowment funds, including board -designated endowment funds, are classified and reported based on the existence or absence of donor -imposed restrictions. The System's governing body has interpreted the State of Iowa Prudent Management of Institutional Funds Act (SPMIFA) as requiring preservation of the fair value of the original gift as of the gift date of the 53 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) donor -restricted endowment funds absent explicit donor stipulations to the contrary. As a result of this interpretation, the System classifies as permanently restricted net assets: (a) the original value of gifts donated to the permanent endowment, (b) the original value of subsequent gifts to the permanent endowment, and (c) accumulations and deductions to the permanent endowment made in accordance with the direction of the applicable donor gift instrument at the time the accumulation is added to the fund. The remaining portion of donor -restricted endowment funds is classified as temporarily restricted net assets until those amounts are appropriated for expenditure by the System in a manner consistent with the standard of prudence prescribed by SPMIFA. In accordance with SPMIFA, the System considers several factors in making a determination to appropriate or accumulate donor -restricted endowment funds including, duration and preservation of the fund, purposes of the fund, general economic conditions, possible effect of inflation and deflation, expected total return from investment income and appreciation or depreciation of investments, other resources of the System, and investment policies of the System. The composition of net assets by type of endowment fund at December 31, 2023 and 2022 was as follows: Without donor With donor restriction restriction Total December 31, 2023: Donor -restricted endowment funds $ — 67,320 67,320 Board -designed endowment funds 139,134 — 139,134 Total endowment funds 139,134 67,320 206,454 December 31, 2022: Donor -restricted endowment funds — 72,211 72,211 Board -designed endowment funds 134,707 — 134,707 Total endowment funds $ 134,707 72,211 206,918 54 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Changes in endowment net assets for the years ended December 31, 2023 and 2022 were as follows: Without donor With donor restriction restriction Total Endowment net assets, December 31, 2021 $ 159,808 78,960 238,768 Investment return: Investment income 2,179 710 2,889 Net appreciation (17,387) (7,778) (25,165) Total investment return (15,208) (7,068) (22,276) Contributions — 2,680 2,680 Appropriation of endowment assets for expenditure (9,893) (2,361) (12,254) Endowment net assets. December 31, 2022 134,707 72,211 206,918 Investment return: Investment income 2,714 1,631 4,345 Net depreciation 10,324 4,589 14,913 Total investment return 13,038 6,220 19,258 Contributions — 2,617 2,617 Disaffiliation (2,746) (11,948) (14,694) Appropriation of endowment assets for expenditure (5,865) (1,780) (7,645) Endowment net assets. December 31, 2023 $ 139,134 67,320 206,454 As of December 31, 2023 and 2022, the corpus of the aforementioned donor -restricted endowment funds was $48,512 and $52,741, respectively. In addition, the net amount of earnings in excess of expenditures as of December 31, 2023 and 2022 was $18,808 and $19,470, respectively. From time to time, the fair value of assets associated with individual donor -restricted endowment funds may fall below the level the System is required to retain as a fund of perpetual duration pursuant to donor stipulation or SPMIFA. In accordance with U.S. GAAP, deficiencies of this nature are reported in without donor restriction net assets and amount to $15 and $355 at December 31, 2023 and 2022, respectively. The System has adopted investment and spending policies for endowment assets that attempt to provide a predictable stream of funding to programs and other items supported by its endowment while seeking to maintain the purchasing power of the endowment. Endowment assets include those assets of donor -restricted endowment funds the System must hold in perpetuity as well as those of board -designated funds. Under the System's policies, endowment assets are invested in a manner that is intended to 55 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) produce results that exceed applicable benchmarks while assuming a prudent level of investment risk. The System expects its endowment funds to provide an average net rate of return of approximately 8% annually over time. Actual returns in any given year may vary from this amount. To satisfy its long-term rate of return objectives, the System relies on a total return strategy in which investment returns are achieved through net investment income, including dividends, interest, and recognized appreciation, as well as unrealized capital appreciation. The System targets a diversified asset allocation that places a greater emphasis on equity -based investments to achieve its long-term return objectives within prudent risk constraints. In general, the System has a policy (the spending policy) of appropriating for expenditure each year 4%-5% of its endowment fund's average fair value over the prior 12 quarters through the year-end proceeding the year in which expenditure is planned. In establishing this policy, the System considered the long-term expected return on its endowment. A management fee of 1 %-1.5% is also typically charged to the endowment funds annually to cover administrative costs of managing the endowment and the fundraising operations. Accordingly, over the long term, the System expects the current spending policy to allow its endowment to grow at an average of 2%-2.5% annually. This is consistent with the System's objective to maintain the purchasing power of endowment assets held in perpetuity or for a specified term, C as well as to provide additional real growth through new gifts and investment return. (17) Financial Responsibility Standards The System participates in federal Title IV student financial assistance programs, which require it to meet standards of financial responsibility based on criteria determined by the U.S. Department of Education (ED), as set forth in 34 CFR 688. The criteria for private institutions include the annual calculation by ED of a financial responsibility composite score, as further outlined in 34 CFR 688, using audited financial statements submitted through ED's eZ-Audit system. The composite score has been and will continue to be based on three ratios: primary reserve, equity, and net income. These ratios utilize various financial data, some of which are made up of a summation of multiple items presented in the consolidated financial statements and footnotes, as of December 31, 2023. The instances where the input amount consists of a total of more than one individually presented financial amount are detailed in the table below, input amount consists of a total of more than one individually presented financial amount are detailed in the table below. 56 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) Amount not used as input on Input supplementary Required input perstandards Ratio(s) Used Amount schedule Reference NetAsset wih donor resirictans: Primary Reserve, Equi $ 98,292 Net asset restictd in perpelu y: Donor endowed carpus 48,512 Not 13, NetAsset with Donor ResYiclons Acmmulaled earnings on donor endowed corpus and perpetual trusts 49,780 Not 13, NelAssetwih DonorResftnS Net asset with donor resticiams: Primary Reserve, Equiy 113,165 Purchase of equipment 13,787 Not 13,NetAssetwihDonor Reslydons Indgentcarefoperafons 89,796 Not 13, NetAssetwih DonorReStiCions Healh educafon 9,196 Not 13, NetAssetwih Donor Resttions For use in ihirre periods 386 Not 13, NetAssetwlth Donor Resirdons Propery, planland equipment, net(in iudes Constucion in progress and CapM leases): Primary Reserve 1,548,598 Prop", plantand equipment—posimphmenhton wiihoutouttanding debtor original purchase 1,462,163 Not ifl, Property, Plant and Equpment Construction in process 86,435 Not i(), Propery, Plantand EquQment Intangible asset: Prirery Reserve, Equk 42,170 Goodwll 38,590 Not I (k), Ober Asset Ober intengibleasset 3,580 Not I(k),OherAsset Postemploymentand pension Ibblik Prmary Reserve 131,474 Post•errploymentacerued payroll 1,316 Not 9(a), Deined-Contibuion RelrementPlans Postempbymentoher long-term frabhTdes 130,158 Not 9(a), Deined-Contibuion RefrementPlans PosWaploymentand pension liaNdes disconinued operafans: Primary Reserve — Post-employmentoher long-term fabliies — Not 18, DiscconinuedOperafons Total expenses wilhoutdonorresttcions: Primary Reserve 4,733,545 Total expenses 4,733,545 Consoidaled Stale entof Operaions and Changes Ohercorrpmentofnetperiodicpension cost: PfinaryReserve 6,723 Service cost 264 Not 9(b), Deined Benefflans Intrestcost 16,083 Not 9(b), Deined BeneitPlans Expected return on plan asset (17,712) Not 9(b), Deined Beneft Plans Armrizafon ofprlor servloe credit 190 Not 9(b), Deined BeneBlPlans Amorizaian ofnetloss 7,898 Not 9(b), Deined Benek Plans 57 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) (18) Discontinued Operations On December 10, 2021, the System signed a nonbinding letter of intent to transition Methodist Health Services Corporation and Subsidiaries (Central Illinois) to The Carle Foundation, d/b/a Carle Health (Carle Health). Accordingly, on October 28, 2022, the System and Carle Health signed a strategic affiliation agreement, to transition Central Illinois to Carle Health. The transition was effective April 1, 2023 with the System and Central Illinois signing a mutual agreement to terminate its affiliation agreement. Under the terms of the strategic affiliation agreement, Carle Health paid $242,729 in cash on April 1, 2023 for Central Illinois' assets and assumed all related liabilities ($75,000 one-time fee and $167,729 for net intercompany liabilities). The calculation of the loss on the disposal of Central Illinois as of December 31, 2022 is as follows: Loss on Disposal of Discontinued Operations: One -Time Fee from Carle Health to the System $ 75,000 Assets Transferred (Prior to Loss): Cash and cash equivalents $ 18,084 Short-term investments 5,579 Net patient accounts receivable 83,645 Other Current Assets 44,165 Assets Limited as to use 15,757 Property, plant and equipment 327,357 Other Assets 316,842 Total Assets $ 811,429 Liabilities Transferred: Accounts Payable $ 27,360 Other Current Liabilities 117,167 Long Term Debt 1,134 Other Long Term Liabilities 208,159 Total Liabilities $ 353,820 Central Illinois Region Net Assets: Without donor restrictions $ 396,531 With donor restrictions 61,078 Total Net Assets $ 457,609 Loss on Disposal of Discontinued Operation $ (382,609) Disposals that represent a strategic shift that should have or will have a major effect on the System's operations and financial results qualify as discontinued operations. The results of discontinued operations are reported in discontinued operations in the consolidated statements of operations and changes in net 58 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) assets for current and prior periods commencing in the period in which the business meets the criteria of a discontinued operation, and include any gain or loss recognized on closing or adjustment of the carrying amount to fair value less cost to sell. With the affiliation termination of Central Illinois completed in 2023, the System is no longer maintaining a presence in Central Illinois and surrounding communities. Because the System's operations in Central Illinois are a major part of the System's operations and financial results, the System determined in 2022 that the transition of Central Illinois represented a strategic shift. Accordingly, the assets and liabilities of Central Illinois were segregated and reported as held for sale in the consolidated balance sheets as of December 31, 2022. Furthermore, the activities of Central Illinois have been segregated and reported as discontinued operations in the consolidated statements of operations and changes in net assets for all periods presented. The following table presents a reconciliation of the carrying amounts of major classes of assets and liabilities of the discontinued operation to total assets and liabilities of the disposal group classified as held for sale in the consolidated balance sheets as of December 31, 2022: 2022 Discontinued Operations Balance Sheet: Carrying amounts of major classes of assets included as part of discontinued operations (after loss): Cash and cash equivalents $ 18,084 Patient accounts receivable 83,645 Other receivables 25,136 Investments 236,261 Total major classes of assets of the discontinued operation 363,126 Other assets included in the disposal group classified as held for sale 49,104 Total assets of the disposal group classified as held for sale in the consolidated balance sheet 412,230 Carrying amounts of major classes liabilities included as part of discontinued operations: Accounts payable 27,360 Accrued payroll 31,756 Total major classes of liabilities of the discontinued operation 59,116 Other liabilities included in the disposal group classified as held for sale 127,321 Total liabilities of the disposal group classified as held for sale in the consolidated balance sheet $ 186,437 59 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The following table presents a reconciliation of the major classes of line items from discontinued operations to the loss reported in discontinued operations for the year ended December 31, 2023: 2023 2022 Major classes of line items reported in discontinued operations: Patient service revenue $ 169,644 625,941 Other operating revenue 22,679 79,574 Salaries and wages (59,687) (240,085) Provider compensation and services (34,215) (124,149) Employee benefits (14.733) (52,605) Supplies (28,537) (109,001) Other income and expenses not considered major (45,526) (219,638) Gain (loss) on discontinued operations related to major classes of revenues over expenses 9,625 (39,963) Loss on sale of discontinued operations -- (382,609) Total gain (loss) on discontinued operations that is presented in the consolidated statement of operations and changes in net assets $ 9,625 (422,5721 Summarized condensed cash flow information for the discontinued operations for the year ended December 31, 2023 are as follows: 2023 2022 Net cash used by operating activities $ (242,339) (31,391) Net cash provided in investing activities 223,554 19,172 Net cash provided by in financing activities 700 3,704 Decrease in cash and cash equivalents of discontinued activities $ (18,085) (8,515) c 60 (Continued) IOWA HEALTH SYSTEM AND SUBSIDIARIES (d/b/a UnityPoint Health) Notes to Consolidated Financial Statements December 31, 2023 and 2022 (In thousands) The noncontributory defined -benefit plan for Central Illinois has been included in the assets held for sale balances. Central Illinois had $0 and $12,340 of post -employment other long-term liabilities as of December 31, 2023 and 2022 respectively. No balances were included in discontinued operations on the consolidated statement of operations and changes in net assets as of December 31, 2023. The other components of net periodic pension costs for Central Illinois were $0 and $9,368 of interest cost, $0 and $18,356 of expected return of plan assets, and $0 and $1,222 amortization of the net loss, which were included in discontinued operations on the consolidated statement of operations and changes in net assets as of December 31, 2023 and 2022, respectively. Central Illinois recognized $192,977 and $708,865 of total operating revenues, which was classified as discontinued operations on the consolidated statement of operations and changes in net assets as of December 31, 2023 and 2022, respectively. As of the disaffiliation date of April 1, 2023, the entire balance of Central Illinois net assets with donor restriction were transferred to net assets without donor restrictions and then removed from the balance sheet as noted on the consolidated statements of operations and change in net assets as of December 31, 2023. (19) Subsequent Events Subsequent events have been evaluated through April 24, 2024, which is the date the consolidated financial statements were issued. UnityPoint Health is not aware of any material subsequent events that would require recognition or disclosure in the consolidated financial statements, other than described below. During July of 2024, the defined -benefit pension plan for Cedar Rapids will be terminated and participants will receive either a lump -sum payment or have annuities purchased on their behalf. See note 9 for additional details relating to the plan. 61 oolI I I I I I I I II I I I) I I I I i i I I II i i l I t i I I III E l i t II I III it I I II I II �5R^�Sd I II 8AI 91 99 1 al Sl z - - a I N�$n 1 8 1 1 ^�dS,: $ 1 o I l Iaew $ Ima l S IAA I � I 3 I a -__- I Is$ �rvl 11 1: r!a 3gm„I^SIm�I-^�'�I2 r 12 a A A I n ��p=$ I I�R:: is 1m31 1v 5! n 'Sett B m��9�e1 1�^.�5: 1��I g ISS$ :Iv �I T a I S 8 nc � m g� i -'s f 11 �sn— ^ - 11111- 12 r� �s I 9 o 2 �I � a�ne1aggI-� P m "$ R m -d a 3 t_or^ _I . II -� ^ ^ I� ��mpI sl »I 19! : I � K,x_d 8 `4 9a :g ^-1a� oI �51; I S �I� as t�y� I p "and BCo� I� Imo. I I R p ^ 1- s Iel r_�wor RnM 11 ars��^ 1a�^m$I —n!'dIS�fir � » . _1�� I I � » f 9 3 sa azr�a� a' 4 Te 3 .3 >HIaAa a Is 9 s`C H E Ci a = o 0 or a Y 2SZ �g �ui�uF7�ox ��O b � 14 a 0 IOWA HEALTH SYSTEM AND SUBSIDIARIES dm)a Unitypelnt Health UNITYPOINT HEALTH - DES MOINES AND SUBSIDIARIES (DES MOINES) Consolidating Schedule - Balance Sheet Informmban Year ended December 31, 2023 (In thousands) Assets C." ril assets: Cash and cash equivalent& Sion-mtm nvesenent& Assets limited as to use-regmred for cu(ront liriwlieas Patient accounts receivable, less eatimabd urt4ollactibles Other recih.bfe. I -be. Prepaidespenses Due nom aRri h. Total currant swab Assets I mind as to use, nenarrent Held by mr.me under bond indenture a9reemi ne, Innmtammallyy ddesignated for apd:d impravm.nt& signatdonzurance reserve Total assets limited as to use, noncwi,nt Pmpti plant and equipment net Operadmg lease ROU asset& Othn long•brm imit'"ents tnvastmmts mjoiat ventures and oIn.r lfwszVmenls Conblbutkn...eewaMe, net Other Due hour aRnbti s Total .... ls Liabilities and Net Assets Cu nmt liabilities: Current maturities of fang -term debt Current portion of aperoong Was. rab4ibes Arr unls Payable Accrued petit Acwed nt eat Esbmated sottlement& due to third -party payers Medical claims payable Due m affiliates Other a mens kablfides Tot./wmonlliabdides Lono-t-debt not Lon9 -tunnaperadn9loaas liabilities Older mng•mrm Igbilioes Duce to xPotiams To at liabaW. Net.ssets(de6ca): VA:=donor vDictlons. AM :bumble to UnilyPolnt Healer AM bunM. b nonantmimi; intercat Total xithw donor r.strlaeans Win donor reablctions: AlbibutaMe b Un4Pofnt Xeafdl AOribulabo tononconsodinginterest Total vdth donor rasbfcden. Total net swat& (deC i Tool lbbad.... d ne(.asat& DeBniWns. CIHC - Central Iowa Hospital Corporaoon UPHF - UnhyPoint Health Foundation CIHP-Centel Im a Health Praperde. Corporation E8-Eyerly Ball Mental Health SeMces CRMC - G6.1.11 Regional Medial Canmr So. .-innying lndepondent i udit-".pom 3chodula2 CIHC UPHF CIHP ES CRMC IMP YRTS UPC UPAH Ellinnations Consolidated S 24,408 1,728 12 0.105 2.508 770 (80) - - - 35,532 19,578 957 - - 578 - - - - - 21,113 13,767 -- - - _ _ _ 13,767 142,895 _ - 7.675 9,130 2,779 489 - -.- - 755,90g 71.351 16 0 453 4.459 - - - - - 76,285 19,923 96 - - 1,620 59 - - - - 21.700 3,203 64 1g 58 214 384 56 - _ 3.297 39862 20.170 264 - 1.649 - 712 (30.535) 31.946 334.797 23.042 320 8,371 19,158 3.992 1,177 - - (30.539) 360,308 776.695 118.048 - 3,270 -. - - - - 897.013 490 - - - 496 776.191 110,048 -. 3,270 - .- - - - - 897.509 320.710 119 17,300 1.118 13,050 5,694 1.413 - - - 359.440 11,786 26 4.089 80 - 4,187 21D5 - - -- 22.273 21,860 73,579 - - 7.211 - - - 102,650 70.411 - - - - - 17.975 35.118 (59.598) 63,912 - 12,201 - 38 1.431 - ... - _ - 13.760 51180 1 - - 36 14 - ... - 5.231 4.769 - - _ _ _ _ S IS45.7D0 227.1 US 21.715 12877 40.916 13,887 4.695 17.975 35.118 (94.906). 1.825.083 $ 207 - - 79 1.272 - .- - 1.638 2,761 26 82 79 401 326 - - - 3,735 35.341 220 Sol 91 2.674 21199 41 - - - 41,177 40,509 326 10 1.312 2,326 739 179 - - - 45.401 4,752 - - - 1,643 - - .... - - 6,395 30159 19.063 1 9,522 - 2,001 - - (30,5 21.226 40 745 756 2,097 1 fit (1 (1) 24) .865.6 135,035 20.275 1.399 2.240 16.341 4676 2.547 (1) - (30,540) 153.972 592 - - - 88 2,226 - - - .- 2.686 9,218 4.007 1 (167) 3,819 1.798 - - -- 18,676 49.410 103 - - 2,293 - -. - - - 51.696 90.809 3.669 - 1.200 - - (4,769) 904889 285,144 24.037 SAGS 2.241 21335 10,721 4.345 (1) - (35.309) 318.349 1.202.894 134,306 16.309 10,63E 12171 183 350 17.672 33.512 - 1.428.033 - - - - 2.9n 2.910 1.202.694 134.305 16,309 10,636 12.171 3.166 350 17.572 33.512 1,431.016 57,662 68.763 - - 7,010 - - 3" 1.608 (59.597) 75.748 57,E62 66,763 7.010 304 mfi (59.587) 75.748 1.260.556 203.069 15309 10.636 19.161 3.166 350 17.976 35.11e (59.597) 1.506.764 S 1541700 227.105 21.715 12.877 40.916 13,887 4A95 17,975 35.116 (9a,Si 1.025,083 UPC-UnityPoint Clink, UPHDM portion UPAH - UnityPamt at Home. UPNDM portion IDIP - Iowa Dulino.d. Imaging 8 Prooedule Center YRTS - Younker Rehab Therapy Services 64 fOWA HEALTH SYSTEM AND SUBSIDIARIESSchedule 2 dfbfa UnihrPaTnl Health UNITYPOINT HEALTH - DES MOINES AND SUBSIDIARIES CUES MOINES) Consolidating Schedule - Revenue and Gains. Expenses and Losses Information Year ended December 31, 2023 (In thousands) CIHC UPHF CIHP EB GRMC !DIP YRTS UPC UPAH Eliminallons Consolidated Unrestricted revenues: Net patient service revenue $ 1,018,563 - - 13.291 62.143 10,764 4.855 176.324 97,830 - 1,382,773 Other operating revenue 128,056 1,538 5,270 3,643 2.218 5 26 15.676 3,274 (9,837) 149.569 Net assets released from restrictions used for operations 6,685 552 - 75 - 6 4 274 6.596 Total operating revenue 1.152.304 2.090 5.270 16,934 64.436 10.769 4.890 191,004 101.378 (9,837) 1,5391238 Expenses: Salaries and wages 379.056 2,006 59 10,052 21,275 2.068 3.100 40,716 25.934 - 484,266 Physician componsadan and services 124.108 - - 125 12,857 3.806 - 100,093 78 (2,328) 238,739 Employee bonefits 79.879 423 17 2.141 5.961 313 780 t3.677 6,778 (72) 109,897 Supplies 211,228 695 (3) 183 9,083 384 38 20.999 48,959 (35) 291.531 Other expenses 205.508 1,206 2,921 2.394 13,255 2,414 931 56.919 19.624 (7,345) 298,827 Depredation and amortization 28,918 1 563 178 1.829 463 136 2.527 319 - 34.924 interest Provision for uncollectible accounts 6,905 - - - 64 55 - 160 - (57) 7,127 25 1 - 3 - - 29 Total operating expenses 1,0369627 4.331 3,548 15.073 64,327 9,503 4.985 235.091 101.692 (9.837) 1.465.340 Operating Income (loss) 115,677 (2,241) 1.722 1.861 109 1.266 (95) (44,0871 (314) 73.898 Nonoperating gains (losses); Investmentincome 63,545 16,472 - 254 75 - - - - - 79,346 Other, net - (15) - - ($I - - - (23) Total nonoperating gains (tosses), net 63.546 15.457 - 254 67 - - 79.323 Revenue over (under) expenses before gain (loss) on bond refinancing transactions 179,222 13.216 1.722 2,115 176 1,266 (95) (44,087) (314) - 153,221 Gain (loss) on discontinued operations Excess (deficiency) ofrevenues over expenses 179.222 13,21(1 1.722 2,115 176 1,266 (95) (44,087) (314) - 153,221 Less noncontro8inginleiest - - - (633) - - (633) Excess (deficiency) of revenues over expenses attributable to UnllyPcinl Health $ 179,222 13.216 1,722 2,115 175 633 (95) (44,081) W14) 162,18, Definitions: CIHC» Central Iowa Hospilal Corporation UPC - UnityPoinl Clinic, UPHDM portion UPHF - UnityPoint Health Foundation UPAH - UnityPoint at Home. UPHDM portion CIHP- Central Iowa Health Properties Corporation ID1P- Iowa Diagnostic imaging 8 Procedure Center EB - Eyerly Ball Mental Health Services YRTS- Younker Rehab Therapy Services GRMC-Grinnell Regional Medical Center See accompanying independent audifoW report 65 hula Cwrertau<ta GM W uM eN•eRMa SM1M-0.•rm meatmcNa -rt �rMS �Nre Fa!sM uxcv.a reterreGe, tl Proc<+ry yean! ab opeRneK M O�nvmp kaae RW ussn OIMr bN1Mn erv<iKa<n:a masanmampanverapea Mtl oJinmeta GYtMNere recvage. na P Ea:mektl aeakmeme Vue mveVPeMPaye+a lrnpt<.m am eel ¢mDt<rm 4ereTp raw vaurC<a pM<bnpt<m Aenic<a Drro laattgarn iemlwMNdom recrcatta W<n Oaw rtere<a.a M.NaIdY<to UMyPall Neatlr e n vrmtoo-uy binea[ anal Mr 5sia raa�r<xvn faa en eaans HeTcrtl TWY avw=aea W rel ewr1a Mau< YRSC- Nxnm.a[ Nca�.n 5<n.:ca Ca Wratm Yup _ Yamm�a Yw®i Cm'sr p e�nya 45-Akmotliar Sercrna, trc N.V[P _ Ycewau YrJeal Cmsrcwnrm o]ar Nctf 0etae¢ _ xetr<4 SmvA LI] low• NEALTN srsroa AxN sues muwEa "M0e1i3 awawervaax<am u ETHCCnp xEALl11 aeltVrDea wrtroxniroR axo aueawun�T iPconu ca..am mp �M<am-aabwe srxn �nrarmaxn n� nwa,wrl NMSC .-I PR 6rl<raat Nuf Pxa HP WH P)R PCL use w"C NV UPC UPC UPAR si ernN HSC_Hwnn+S<rvKO Denim PH3-PrxbrnN—Sys:ema (>lrlC-Ternw Uerlee lleatlt Cmtx NP-NeYNNL irc roVe++VDaa P4H-FeVn Nemarul No.cGl UPE-UntyMa:e [Nmnaruu PPH-Pr.M vmHeaT.fN. VPC-VrvryPant CLnc YIlaG rayon DCL-Perk Coup lmtla] UPNI-Vrvereanl et hare, 41i5G Wean IRWd Huulx sys7w dHo su9smua6a saMtld. s eroa ibnyPo�t NeaM NETHO4L9TXEdCTN SERYkEa GOHIOtUTtGH AN0 SY13i0E!§1ES IPECPI4) CmIEOOYep 9tleeWe - Reaaa ene Cawle. &pays+ nb l mx+ IN wme. vn Yeuabee [kumpa it ]9]] linnv>✓1»ze1 MOM "M MS "MCI PX 4ykrea "at IHS W PM PM1 PCL MSG W. IV11 YPE IIIC ulAM Mln9rbtbna Cwadl4btl Yweylnda0yrvwbea: Ild patmlaemurrvenue S f}I i00,[ile _ - s1.5s1 - -- 1e1 _ 14SM 215 - I,43] d01 Mies 3.621 .- 113.212 RHe vnpeq nNnw 392 1],608 ]IPJ - 091 2 9] )f0 _ 61] 100 30] I,91d 9B9 19 121) 3.9e0 M=1 23.12] yM idp epe4yn9rrvernre NO MI. 3.1, 4 ]a794 } YR f¢t - 15.T07 .3 ].N 5.]a1 ITW 19 np 14.d35 491] Rt¢21 19}W9 GPen+ea. Sabnea 4ndwaxe4 15] 39,019 - 10] 414 - 121 1)0 - 4¢33 47 - 245T 714 4 _ 3.052 2W 39,009 P9yaCpa epePMu9pnaM MhKaa 0 25723 4 _ 4" - - 2. - M 242 - 261 is - _ 6.030 (I0fi1 il.Its Eaegeeumtna `wDpea 52 Oste 5 10,0)} .- 3T 71 1773 - 1 6.741 - b 'A - ]5 10 1,M 14M 15 0 - 6b In 'M /1 1 - 1.334 ON W ].IOfi 431 X1 1479T 31 W Cherawnaee Depebabn lns aM9Npbn m 72102 - 544] 2,201 7e7 63 10.132 1 MT x M >r 1 fe S.1. 21 W 1. 141 23 PI) 4.716 6b X.I'M —IS Prailbn lv YmdlsAEb aawda N] f]TI - - - I _ _ - _ W4 79 _ 19 _ W _ 45 _ 20 16 laal opel4'unO mPtnlet 368 175741 390] 10) Ib4w 3 1N 9]e 1 1]I)0 ]i2 4me 11b M till a0M IS O]71 foe l5n apapOM awcme W.1 24 (49Td1 122 W.) 69.M to 0 P3) M 2272 be! M 9e5 Oft RM _ []19it W — 1.190 IpmoDapaa oar,a Ilaa+eq. imasynenlaaane la S.Ss2 L 363 I. 9 a 3 - If - .- 199 30 -. _ - 9.41S Over. m1 _ IV- _ _ - 1 ]T4 Iwlnawwpn99em.lbex'4. rret is am + ies lie W s 9e _ IN _ � _ Rrv4rnemer(aaalaDenaa Mos eels Wa) a tvdrdebnrn0 aemupma 37 185E IM M] e,la9 Id tOJ 1]0} III MID 1201 10 1.154 577 C251 - (],Iw( '< - 0.670 £aeeaa leefaarcp tlrewas}oer atRneea 31 1,0W 130 117 41t9 16 10? (AQ 112 2AID as] 1a I.- 6)7 R51 - (].I WI K _ 9.570 La.rvrm}ebpala<p _ - pSAdbM4teuMyDoxdHeaM S ]] +93e f30 to eM9 10 101 f.7m ID }.4T0 RM 0 1.1W all nsl 1i 1041S499)0 mmra NHSG-MddoeN lleev Smsr aCorpora'av 7bll-Mua Gderiv NmelUyLlwW IIaG-IWMN aemcs Calla NNO-Me9yoeM Me9vICm:Md Rmla PII3�DIM.a IbalHS]alema TMHC-7K.9ed Me 4ltHNNCatlef NS-McC]peni Seavllnc HP�Nee]ADM,L WV-PNMNen Veaa Np6-MaavlMMadvl CenleyPwMpm PN-Pr¢ivWmlbl PMN-Patin Mnnonp Hnpeal PMI- PrdleaM,lrc WE-YhgPbaf]mvt YPM YU.1 Bebop-BebeX Sara Lf1 PiZ-Pah tbplUmletl WNI-UMYPP01p Hpm, NI4Cpohm P.1 ..... 0.P Sra avwnwnyaV epapNml av04m repot Assets Currant assets' Cash and Cash aquiWahmis Short4erm hum,tments Assets limited as to use - required for current liabilities Pobent axounts receivable, less estimated uncollectibles Olherreceiv.bles Inv al-s Prepaid a.pansee Due from affiliates Total current assets Assets limited as to use, nonwnonl: Internally designated for capital improvements Internally designated for insurance reserve Total assets limited as to use, noncurrent Property, plant and equipment. net Operating lease ROU assets Other long-term Investments tnve,unents in Joint ventures and other Investments Contributions receivable, net Ogler Co. tom affiliates Total .,,.is Llabllltts and Net Assets Conant liabilities: Current maturities of long-term debt Current portion of aD,,.t.g lease liabbli.. ACL4.nts payable A-ed payroll Estimated settlements due to third -party payers Due fe aUAiates Ott current fiablttes Total current liabilities Long-term debt net Long-term operating lease liabilities OIAWCn94erm lmbilio.. Due 1. affiliates Total liabilities Net .,,.%(defie4). Without donorrestric0ons: Amibutable to Unitypoint Health Attributable to nonconbolling Interest Total -%out danar ...tri.t.ns iMth donor testacaane: Adributable to UnityPoint Health Atbibutable to ruin conbolling Interest Total with donor rashictom Total net assets (deficil) Total liabilities and net assets Defaitnns. TRHS-Trinity Regional Health System TMC -Trinity, Medal Center THF-Trinity Health Foundation 7HE-T�inty Health Entehprlses. Inc. TM - Trinity Museabne See accompanying Independent auditors' report $.h.dule4 IOWA HEALTH SYSTEM AND SUBSIDIARIES Nora UnityPoint Health TRINITY REGIONAL HEALTH SYSTEM AND SUBSIDIARIES (QUAD CITIES) ConsoW.U.9 $Chedule - Balance Sheet Inlormallon Year ended December 31.2023 (In thousands) TRHS TMC THE THE TM TCN AIC SCA UPC UPAH Ellmleallons Consolidated s 15 2,907 940 8 9,099 4.072 125 6.093 - -. - 24,059 - 1,345 687 6 8428 2.613 - - - - - 12.979 - 549 - - - - `. _ _ _ _ 549 - 62.277 - - 7,223 - 04j 2.020 - - - 62,3D8 4 18.8$5 2 632 3,760 4 - 403 - -- -- 23.666 - 9,615 -.. 100 1.150 - - 1.126 - - - 11,991 12 2,113 - - 69 23 - 288 - - 2.605 4.829 10.739 138 - 2.545 - (8472) 9,779 4.660 98.400 1,787 746 33.080 6,612 111 10.730 - - (8,472) 147,034 30,417 145.656 - - 12.734 - _ - - - - 188.807 - 20 - - 20 30,417 145,076 - - 12.734 - - - 15 156.444 - 123 27.D14 896 1,891 2.283 - - - i8B,6G6 99 994 - - - - - 18,311 - -- .- 19 404 - 9,496 12.062 3 7.851 1.396 - - - 31.596 1,432 22,477 - -- - 4,740 - - 2.824 1,569 (14,]t6j 18.732 - - 407 - - - - - - _ 4 19 1,879 (f) 1 290 - 2.725 35,667 - - 40,57474 - 10.484 - - - - _ _ - nD.4e4Ii s 36.642 445684D 15,115 873 80,969 134644 4.727 66,985 2,824 1.569 3 268L 636,122 It 429 -- - 313 - - 306 - - - 1.048 84 497 - - 1.197 - - - 1,778 228 18.669 57 85 1.547 20 9 10,191 - - - 30.812 5.608 11.412 104 62 1,617 113 - 599 - - - 19,515 - 2.049 - 299 - - - - 2.348 128 33102 - 83 44 3,075 92 - - - (8472) 28.132 1,737 Wage 25 (4) 1.002 1.001 673 13.242 7,785 76.046 269 187 7,853 1.232 9 12.966 - - (8,472) 95,875 110 - - 1,729 - 316 384 - - - 2,539 15 524 - - - - - 17.339 - - - 17,878 1,031 21,512 24 - 1,952 - - ..- - - - 25,319 - 154,406 - - 16,SB9 - (10.4841 160,591 9.631 251.678 293 181 28.123 1,2]2 325 30.689 (18.956) 303.202 27,211 185,798 2,241 668 52,59t 7,672 2.342 4.077 2,824 1,451 (1,492) 286.001 - 2.060 31,619 33,678 27.211 165.797 2,241 686 52.591 7.672 4402 36.298 2,824 14451 (IA92) 31§,679 - 8,365 12.681 - 255 4.740 - - - 118 (12,818) 13,241 - 0,365 12.501 255 4.740 - 118 (12.8181. 13,241 27.211 194,162 14,822 686 52.B46 12,412 4.402 36,296 2.824 1.569 (14,310) 332.920 s 36.842 445.940 15.115 873 80.962 13.644 4.727 66.985 2.824 1.569 (33,266) 636.122 TCN -Trinity College of Nulsing 8 Health Suences AIC - Advanced Imaging Center SCA- SCA Surpery UPC - UnityPalnl Clime. TRHS Parton UPAH - UnityPoint at Hama, TA He portion Be Schedule 4 IOWA HEALTH SYSTEM AND SUBSIDIARIES dlbfa UnityPoint Health TRINITY REGIONAL HEALTH SYSTEM AND SUBSIDIARIES (QUAD CITIES) Consolidating Schedule —Revenue and Gains. Expenses and Losses Information Year ended December 31, 2023 (In thousands) TRHS TMC THE THE TM TCN AtC SCA UPC UPAH Eliminations Consolidated Unrestricted revenues: Net patient service revenue S — 440,196 — — 63.456 — 3,264 27.849 67,249 48,070 — 650,064 Other operating revenue (42) 39,419 37 2,735 3.434 2,569 27 18 10,633 1,490 (5,151) 55,369 Net assets released from restrictions used for operations 42 321 159 — 1 207 11 72 813 Total operating revenue — 479,936 196 2,735 66,891 2.776 3.291 27.867 78,093 49.632 (5.151) 706.266 Expenses: Salado. and wages 18.102 143,063 475 610 16,485 1.978 871 6,159 19,721 13,025 — 220.489 Physician compensation and services 9 55,238 — — 12,885 — 26 — 50,71D 144 (829) 118,183 Emptayee benefits 3,490 29,575 81 134 3,889 464 143 1.233 6,699 3,626 (227) 49,307 Supplies 106 96.052 21 2,333 6.769 45 378 8,473 8.525 23.173 (11) 144,944 Other expenses (21.788) 132,434 327 140 13,378 1,047 1,280 6,093 25.455 8,954 (4,061) 163,269 Depreciation and amortization 1 14.079 — 34 1,939 120 155 804 770 59 — 17,961 Interest — 9,116 — — 717 — 2 11 34 — (23) 9,857 Provision for uncolrecliblo amounts — (5) — — — (24) (44) — (73) Total operating expenses — 478,552 904 3.251 56.062 3,654 2.831 22,729 112.114 48.991 (5,151) 723,937 Opem6ng Income (loss) — 1.354 (708) (516) 1R829 (878) 460 6.136 (34.021) 641 (17,671) Nonopemting gains (losses): Investment Income 2,426 11.946 464 (18) 2,308 359 — — — — — 17,485 Other, net Total nonoperating gains (losses), not 2.426 11.946 464 (18) 2.308 359 — — 17,485 Revenue over (under) expenses before gain (toss) on bond refinancing transactions 2.426 13.330 (244) (534) 13.137 (519) 460 5,138 (34,021) 641 — (186) Gain (loss) on discon(inued operations _ Excess (deficiency) or revenues war expenses 2.426 13,330 (244) (534) 13,137 (519) 460 5,138 (34,021) $41 — (1S6) Less noncontrolling Interest — — — — (226) (3.791) {4,017) Excess (deficiency) of revenues wet expenses attributable to Unity Point Health $ 2,428 13.330 (244) (534) 13,/37 (519) 234 1,347 (34,021) 641 (4,2(3) Definitions: TRHS —Trinity Regional Health System TCN — Trinlly College of Nursing & Health Sciences TMC —Trinity Medical Center AIC —Advanced Imaging Center THE — Trinity Health Foundation SCA — SCA Surgery THE — Trinity Health Enterprises, Inc. UPC — UnityPoint Clinic. TRHS portion TM — Trinity Muscatine UPAH — UnityPoint at Home, TRHS portion See accompanying indopendent auditors' report. 69 Schedule 5 IOWA HEALTH SYSTEM AND SUBSIDIARIES drbla UnityPoint Health MERITER HEALTH SYSTEM, INC. AND SUBSIDIARIES (MADISON) Consolidating Schedule - Balance Sheet Information Year ended December 31, 2023 (In thousands) Assets MHS MH MF MMS UPAH Eliminations Consolidated Current assets: Cash and rash equivalents 5 740 44,422 840 1,013 - - 47,015 Short -teen investments - 12,229 - - - - 12,229 Patient accounts receivable, less estimated uncolleclibles - 65.715 - 509 - - 66,224 Other receivables - 6,827 64 2,197 - - 9,088 Inventories - 7,145 - - - - 7,145 Prepaid expenses (12) 805 2 144 - - 939 Due from affiliates 1,057 346,544 344 20.343 - (368,116) 172 Total current assets 1.785 483,6B7 1,250 24,2D8 - (368,116) 142,812 Properly, plant and equipment, net - 280,89D - 1,202 - (51D) 281.582 Operating lease ROU assets - 5,280 - - - - 5,280 Other long-term investments 5.296 508.246 23,390 7,444 - - 544,376 Investments in joint ventures and other investments 5,095 43.165 - 3,733 56 (19,229) 32,820 Contributions receivable, net - - 511 - - - 611 Other 440 24.544 73 2,381 - - 27.438 Due from affiliates - 1.600 - - - - 1,600 Total assets S 12,616 1,347.412 25.224 38.966 56 (387,855) 1,036,419 Liabilities and Net Assets Current liabilities: Current maturities of long-term debt - Current portion of operating lease liabilities - 696 - - - - 696 Accounts payable 255 46,714 1.473 1,310 - (39) 49.713 Accrued payroll 832 21,152 116 1,484 - - 23.584 Estimated settlements due to third -party payers - 7,754 - - - - 7,754 Due to affiliates 25 355,965 572 23,100 - (366,120) 11.542 Other current liabilities 2 765 13 54 - 7 841 Total current liabilities 1,114 433,045 2,174 25,948 - (368,152) 94,130 Long-term debt, net - - - - -.. - - Long-term operating lease liabilities - 4,5a4 - - - - 4.584 Other long-term liabilities 931 1,193 3 1,623 - - 3,750 Due to affiliates - 138,780 - - - - 138,780 Total liabilities 2,045 577,603 2,177 27,571 - (368.152) 241.244 Net assets (deficit): Total without donor restrictions 10,571 761,555 12,112 11.395 56 (10,365) 785,327 Total with donor restrictions - 8,251 10.935 - - (9,338) _ 9.848 Total net assets (deficit) 10.571 769.809 23.047 11.395 56 (19,703) 795.175 Total liabilities and net assets S 12,616 1,347.412 25.224 38.966 56 (387.855) 1.036.419 Definitions: MHS-Meriter Health Services, Inc. MH - Meriter Hospital, Inc. MF - Meriter Foundation, Inc. MMS - Meriter Management Services UPAH - UnityPoint at Home. MHS portion See accompanying independent auditors' report. 70 f Schedule 5 IOWA HEALTH SYSTEM AND SUBSIDIARIES dlbla UnityPoint Health MERITER HEALTH SYSTEM, INC. AND SUBSIDIARIES (MADISON) Consolidating Schedule —Revenue and Gains, Expenses and Losses Information Year ended December 31. 2023 (In thousands) MHS MH MF MMS UPAH Eliminations Consolidated Unrestricted revenues: Net patient service revenue $ — 565.906 — 1,970 — — 558,876 Other operating revenue 4.131 24,451 1.400 25,778 — (30.254) 25.506 Net assets released from restrictions used for operations — 415 5 — — — 420 Total operating revenue 4,131 591.772 1.405 27.748 — (30.254) 594,802 Expenses: Salaries and wages 2,991 203,049 749 11.641 — — 218.330 Physician compensation and services — 46.644 — 79 — (956) 45,767 Employee benefits 629 53.738 168 3,340 — — 57,875 Supplies — 119,595 13 6,236 — — 124,844 Other expenses 857 121.926 1,477 8,007 — (29,526) 102,741 Depreciation and amortization — 23.124 — 314 — — 23.438 Interest — 7,056 — — — — 7.056 Provision for uncoileclible accounts — — — — Total operating expenses 4,477 575.132 2,407 28.517 — (30.482) 580,051 Operating income Qoss) (346) 16,640 0.002) (769) — 228 14,761 Nonopemting gains (losses): Investment income 450 53,963 1,304 609 — — 56,326 Other, net (71) (2,259) (6) (211) — — (2.547) Total nonoperating gains (losses), net 379 51,704 1.298 398 — — 53.779 Revenue over (under) expenses before gain (loss) on bond refinancing transactions 33 68,344 296 (371) — 228 68.530 Gain (loss) on discontinued operations — — — — — — — Excess (deficiency) of revenues over expenses 33 68,344 296 (371) — 228 68.530 Less noncontrolling interest — — — — — — — Excess (deficiency) of revenues over expenses attributable to UngyPoint Health 5 33 68,344 296 371 — 228 68.530 Definitions MHS — Merger Health Services, Inc. MH—Merter Hospital, Inc. MF—Merger Foundation, Inc. MMS— Merger Management Services UPAH — UnityPoint at Home, MHS portion See accompanying independent auditors'report 71 Schedule 6 IOWA HEALTH SYSTEM AND SUBSIDIARIES dlblo UnilyPoint Health St. Luke's Healthcare and Subsidiaries (Cedar Rapids) Consolidating Schedule -Balance Sheet Information Year ended December 31. 2023 (in thousands) Assets SLMH CARE JRMC ABBE UPC UPAH Eliminations Consolidated Current assets: Cash and cash equivalents S 3,200 1.446 14,802 8,974 - - - 28.422 Shod -term Investments 358 - 11.778 173 - - - 12,309 Assets limited as to use - required for current liabilities 4,921 - - - - - - 4.921 Patient accounts receivable, less estimated uncolleelibtes 55,407 2,850 4.756 3.823 - - - 66,636 Otherrecelvables 35,903 - 4.421 1,331 - - - 44.655 Inventories 10.304 - 641 - - - - 10,945 Prepaid expenses 2.187 29 77 132 - - - 2.425 Due from affiliates 12,579 5.244 1.881 700 (14.430) 5,974 Total current assets 127.859 9.369 38.356 15.133 - - (14.430) 176,287 Assets limbed as to use, noncurrent: Internally designated for capital improvements 167,851 - - - - - - 167,861 Internally designated forinsurance reserve Sao 580 Total assets limited as to use, noncurrent 168.431 - - - - - - 168,431 Properly, plant and equipment, net 156,872 13,682 19,059 5,616 - - - 195.129 Operating lease ROU assets 10,988 - 931 (3) - - - 11.916 Other long-term investments 62,970 - 23.200 15,935 - - - ID2,114 Investments in joint ventures and other investments 14,598 - - - 4,517 3,875 (7,486) 15,504 Contributions receivable, net 44.323 - 1.728 1.141 - - - 47.192 Other 4.090 - 1 35 - - - 4,126 Due from affiliates 555 (See) Total assets S $90.708 22.951 83.275 37,857 4,517 3.875 (22.484) 720.699 Liabilities and Net Assets Current liabilities: Current maturities of long-term debt S - - - 79 - - - 79 Current portion oroperating lease liabilities 2,185 - 238 242 - - - 2.665 Accounts payable 15.341 1,069 1,299 648 - - - 18,257 Accrued payroll 16,115 421 1.979 2,101 - - - 20.616 Estimated settlements due to third -party payers 1,750 - 1,733 - - - - 3,483 Due to affiliates 34.540 155 1.319 1,652 - - (14,430) 23,236 Other current liabilities 7,351 344 987 6,882 Total current liabilities 77,282 1.645 6,912 5.609 - - (14,430) 77.018 Long-term debt, net - - -- 177 - - - 177 Long -tens operating lease liabilities 8,622 - 682 (230) - - _ - 9.066 Other long-term liabilities 12,472 - 15 107 - - - 12,594 Due to affiliates 78.677 (568) 78.100 Total liabilities 177.053 1.645 7.609 5.655 (14.998) 176,964 Net assets (deficit): Without donor restrictions: Attributable to UnilyPoint Health 363,957 21.305 73.943 31.759 4,455 2.719 (7,486) 490,653 Attributable to noneontrolling interest (180) (180) Total without donor restrictions 363.777 21,306 73.943 31,75g 4,455 2.719 (7.486) 490.473 Win donor restrictions: Attributable to UnityPoinl Health 49.323 - 1.723 443 62 1,1$6 - 52.707 Attributable to nanconlrolling interest sss 555 Total with donor restrictions 49,878 1.723 443 62 1,158 53.262 Total net assets (deficit) 413,666 21,306 75,666 32.202 4,517 3,a75 (7,486) 543.735 Total liabilities and net assets S 590.708 22.951 83,275 37.857 4.517 3.875 (22.484) 720.699 Definitions: SLMH - St. Luke's Methodist Hospital ABBE -Abbe. Inc. CARE - STL Care Company UPC - UnityPoinl Clinic, SLHC portion JRMC -Jones Regional Medical Center UPAH - UnityPoint at Home, SLHC portion See accompanying independent audhors'report 72 l IOWA HEALTH SYSTEM AND SUBSIDIARIES dlbfa UnityPoint Health St. Luke's Healthcare and Subsidiaries (Cedar Rapids) Consolidating Schedule - Revenue and Gains, Expenses and Losses Information Year ended December 31, 2023 (In thousands) Unrestricted revenues: Net patient service revenue g Other operating revenue Net assets released from restrictions used for operations Total operating revenue Expenses Salaries and wages Physician compensation and services Employee benefits Supplies Other expenses Depreciation and amortization Interest Provision for uncollectible accounts Total operating expenses Operating income (loss) Nonoperating gains (losses): Investment income Other, net Total nonoperating gains (losses), net Revenue over (under) expenses before gain (loss) on bond refinancing transactions Gain (loss) on discontinued operations Excess (deficiency) of revenues over expenses Less noncontrolling Interest Excess (deficiency) of revenues over expenses attributable to UnityPoint Health $ Definitions: SLMH - St. Luke's Methodist Hospital CARE - STL Care Company JRMC-Jones Regional Medical Center See accompanying independent auditors' report Schedule 6 SLMH CARE JRMC ABBE UPC UPAH Eliminations Consolidated 430,511 12,348 50,324 27,940 63,574 23.754 - 608.451 42.949 173 5,385 9,060 7.561 389 (11,184) 54,333 1,569 - 53 4 12 228 - 1,866 475,029 12,521 55.762 37,004 71,147 24.371 (11,184) 664,650 152,528 7,278 14,187 21,242 17,620 4,877 - 217,732 34,792 - 8,463 1,708 47,409 7 (610) 91,769 37,523 764 4,231 5,454 5,839 1,295 - 55,106 91.558 1,084 6,433 902 6,811 12,349 (16) 119.121 105,786 3,540 10,791 5.232 21,757 5,940 (10,547) 142,499 13,024 575 1,491 769 764 59 - 16,682 4,980 - - 12 - - (11) 4,981 (71) - - 55 - - _ - (16) 440,120 13,241 45.596 35,374 100,200 24,527 (11,184) 647,874 34,909 (720) 10,166 1.630 (29,053) (156) - 16,776 18,272 15 2,648 1,535 - - - 22,470 (5,287) - - - - - - (5,287) 12.985 15 2,648 1,535 - - - 17,183 47,894 (705) 12,814 3,165 (29,053) (156) - 33,959 47,894 (705) 12,814 3,165 (29,053) (156) - 33,959 32 - - - - - - 32 47,926 (705) 12,814 3,165 (29,053) (156) - 33,991 ABBE -Abbe, Inc. UPC - UnityPoint Clinic, SLHC portion UPAH - UnityPoint at Home, SLHC portion 73 Assets Cut' It assess. Cash andcosh equivolents Short•tam Investments Assets limited es to use —required for current li.Wites Patient accounts wceivable, less estimated uncollectibles Other receivables Inventories Prepaid expenses Due [,am WNiales Total Current assets A.ats limited as to use, I .... nenc Held by trustee under bond indenture agreements Internally designated for capital improvements Internally desipneled for insuranea reserve Total assets limited os to use, nonwrrent Property, plant and equipment net Operating lease ROU assets Other long-term Investments Investments in Joint ventures and other investments Conbibuoonsleceivabfe, net Other Co. from affiliates Total assets Uabllldes and Nol A-11 Cunent liabilities: Current matelities of I.ngdam debt Current portion of operating lease babilitee Amounts payable Accrued payroll Accrued Interest Estimated settlements Were third -part' payers Due to .t6liet.s Other wnent h.biti6es Total 4unen18abilibes Lang4am debt net Lang.tam operating leas. liabilities Other long-term liabilities Due to afillates Total liabilities Net ossets (de6u0. Wlhout donor resbiceon. Amibutable to UniryPoint Nealth Ataihutable to nanconholling interest Total Vnthoul donor leshlctian4 Wth it nor restrictions: Attributable to UniryPoint Health Aenbuloble to nanconholling ml—et Total with donor restrictions Total net awots(defcit) Total liabilities and net assets Definitions: AHS —Allen Health System AMH —Allen Memorial Hospital Corporation MFAH— Memenal Foundation of Allen Hospital AC —Allen College Marshaalmvn — Mmshallt.— Hospital See accompanying Independent auditors ,.port Schedule 7 IOWA HEALTH SYSTEM AND SUBSIDIARIES d7bfa UniryPoint Health Allen Health Systems, Inc. and Subsidiaries (Waterloo) Conaolidadng Schedule —Balance Sheet Information Year ended Dmarnber 31.2023 (In thousands) AHS AMH MFAH AC Marshalltown BHGMHC UMPA UPC UPAH Eftinations C... olldated 5 — 6,830 1,604 508 2,127 26 446 — — — 11,541 — 4,451 0ss 4 210 22 — — — — 5,397 — 3.907 — — — — — —, 3.907 — 41,095 — 9,480 524 2,O87 — — — 53,186188 — 24.725 — (159) 2,970 360 065 — — — 2VIII — 8,616 — — 1.575 — — 10,191 — 1,208 — 151 134 2 104 —. — — 1,599 33.919 4,651 209 14,187 2.069 122 — — (50,19H 5,866 33,919 95.469 2,508 14.691 19.474 1,056 3,502 — — (50,181) 120A48 — 141 — — — — — — 141 — 141 --• — ...... — — — —� — 141 — 112.560 — — $1.966 1,918 3.435 — — 12,280) 177.602 — 11.616 1,496 97 — — — — 13,211 — 157,261 17,005 2 $23 992 — — — — 175.06 39,571 7.385 964 15,791 1.241 .... — 17.805) 10,8 (62,711) 0 — 4.409 303 — — 4. 4, 712 — 7,196 — 771 45 15 1 — — — 8,030030 S 73.490 391,654 24586 31.255 84.850 4,078 6,941 (7,005) 10,626 1115.182) 504.793 S — — — — 32 2.149 — — — 2,181 — 1,521 — — 409 32 — — — 1.962 — 9,865 66 02 3,063 24 409 — — — 13.590 — 12,851 Be 629 2,696 279 227 — — — 16.770 IS 9 2.520 22.065 8 92 36,977 262 — — (50,191) 12,053 — 6,887 3 10 IA21 1 5 8.327 2.020 54,685 167 $13 45,410 599 2,874 — — (50,191) $7.177 — — — — 124 — — — 124 -- 10,014 (2) 1.105 65 — — — — 11,292 — 22.029 B 700 977 400 — — — — 24,174 48,600 60.836 — — 109.438 511420 WS84 175 1,511 47.582 1,124 2A98 (50,791) 202.203 22,070 237.501 2,270 13.976 36,211 2,946 3,444 (7,605) 10.460 (41.029 271.528 — -- — — — — 499 1.029 1,528 22.070 237.501 2270 13.970 36.211 2,046 3,943 (7,8051 10A00 (42,8891 278.685 — 6.569 22,441 15,766 1,057 108 — — 166 122.102) 24.005 — 66569 22,441 15,766 1,057 108 Ise (22.1021 24.005 22.070 244.070 24,711 29.744 37,268 2,954 3,943 (7.805) 10.626 (64.991) 302.590 S 731490 391.654 24.886 31,255 84,850 4.078 6,941 (7,8051 10,626 (175,1e21 504,793 BHGMHC — Blxk Havk•Grundy Menlat Health Center UMPA—United Medical Park ASC UPC— UniryPoint Clinic, AHS portion UPAH— UniryPoint at Home, AHS potion 74 Unrestricted revenues: Net patient service revenue Other operating revenue Net assets released from restrictions used for operations Total operating revenue Expenses Salaries and wages Physician compensation and services Employee benefits Supplies Other expenses Depreciation and amortization Interest Provision for uncollectible accounts Total operating expenses Operating income (loss) Nonoperaling gains (losses): Investment Income Other, net Total nonopera0ng gains (losses), net Revenue over (under) expenses before gain (loss) on bond refinancing transactions Gain (loss) on discontinued operations Excess (deficiency) of revenues over expenses Less nonconlrotling Interest Excess (deficiency) or revenues over expenses attributable to UnityPoint Health Definitions: AHS-Allen Health System AMH-Allen Memorial Hospital Corporation MFAH - Memorial Foundation of Allen Hospital AC -Allen College Marshalltown - Marshalltown Hospital See accompanying Independent audilors'report IOWA HEALTH SYSTEM AND SUBSIDIARIES drbfa UnityPalnt Health Allen Health Systems, Inc, and Subsidiaries (Waterloo) Consolidating Schedule -Revenue and Gains, Expenses and Losses Information Year ended December 31, 2023 (In thousands) AHS AMH MFAH $ - 325.384 - 2,584 40.258 21 - 445 6 2.584 366.087 27 - 106,728 608 - 36.058 - - 24,874 147 - 87,956 8 - 67.201 200 - 11.970 - 2,584 3,862 - - 8 - 2.584 338.667 963 - 27.430 (936) - 12.828 358 - 370 (101 - 13,198 348 - 40,628 (588) 40.628 (588) S - 40,628 (5881 BHGMHC - Black Hawk -Grundy Mental Health Center UMPA - United Medical Park ASC UPC - UnityPoint Clinic, AHS portion UPAH - UnityPoint at Home, AHS portion 75 Schedule 7 AC Marshalltown BFIGMHC UMPA UPC UPAH Eliminations Consolidated 72.006 3,956 14.769 69,511 34.979 (421) 520.184 10,480 3.627 1,612 123 10,833 900 (12,969) 57.469 1.009 107 339 - 12 66 - 1.984 11.489 75.740 5,907 14.892 80.356 35.945 (13.39D) 579,637 6,954 23,539 3.021 2,468 18.037 8,058 - 169,413 12 12,816 2.276 60.126 69 (2,59D) 100.786 1,731 6.115 1.010 722 5.873 2,181 (15) 42.638 88 9.759 23 4.703 5.509 17,934 (10) 126,070 3.205 14.484 522 3,635 23,951 7.596 (8,191) 112,603 - 4,661 89 961 809 61 (676) 17.765 2.59D - 197 (20) - (2,584) 6.629 53 - - - - - - 61 12.043 73.863 6,941 12.676 114.385 35,919 (14.066) 583.965 (554) 1,877 (1.0341 2.216 (34,029) 26 676 (4.328) (2) 24 34 - - - - 13,242 - - - - - - - 360 (2) 24 34 - - - - 13.602 (556) 1,901 (1,000) 2,216 (34,D29) 26 676 9.274 (556) 1,901 (1,000) 2,216 (34,029) 26 676 9.274 - - - (975) - - (297) (1.272) (556) 1.901 1�( 0 01 1.241 ___..(34.029) 26 379 8,002 Schedule 8 IOWA HEALTH SYSTEM AND SUBSIDIARIES dlbla UnItyPOlbt Health St. Luke's Health System, Inc. (Sioux City( Consolidating Schedule —Balance Sheet Information Year ended December 31. 2023 (in thousands) Assets SLHS SLRMC SLHR PSSDS UPC UPAH Eliminations Consolidated Current assets: Cash and cash equivalents $ 67 4,315 270 4,223 — — — 8,875 Short-term invesirroma 59 2599 99 — — — — Assetslimitedastouse— required for current liabilities — 3,757 — — — — — 3.757 3 Patient accounts receivable, less estimated uneolleciibles — 30,887 363 1,713 -. - (25) ,9J8 32.938 Other receivables 232 12,511 — 7 — ._ — 12,750 Inventories — 4,813 9 $75 — — -- 5.697 Prepaid expenses 7 606 — 62 — — — 676 Due In —affiliates 4.162 54,444 12 Total current assets 4,517 113.932 753 6,080 — — (55,955) 70,127 Assets limited as to use, noncurranl: Internally designated for capital improvements — 37,456 — — — — — 37,486 Internally designated for insurance reserve — f89 _ _ 164 Total assets limited as to use, noncurrent — 37,655 — .... — — — 37,655 Properly, plant and equipment, net 6,971 60,307 934 1,771 — — — 69.983 Operating Lease ROU Assests — 94 — — — — — 94 Other long-term investments 33 4,751 55 — — — — 4,839 Investments in joinlventures and other Investments 11,804 181 — — 2,601 15.076 — 29,662 Contributions receivable, net — 4,818 — — — -- — 4,818 Other (i) (692) (2) 2,026 1,331 Total assets 6 23.324 221.046 1,740 10.677 21601 15,076 (55,955) 218.609 Liabilities and Net Assets Current liabilities: Current portion of operating lease liabilities S — 26 — — — — — 26 Accounts payable 12 6.639 42 570 — — (25) 708 Accrued payroll — 8,091 117 184 — — — 8.392 Estimated set0ements duo to Ihhd-party payam — 593 — -- — — 593 Due to affiliates 920 8,925 52,955 1 — — (55,930) 6,871 Other current liabilities 409 4,603 143 — 5,155 Total current liabilities 1.341 28,827 53,257 755 — —. (55,955) 28,225 Long-term operating lease liabilities — fig — — — -- — 68 Other long-term liabilities — 13,995 162 — — — — 14,157 Due to affiliates 940 36.252 37,192 Total liabilities 2,281 79,142 53,419 755 (55,955) 79,642 Net assets (deficit): Without &— restrictions: Attributable to UnityPcinl Health 19.918 136,537 (51,679) 5.231 2.601 15,076 — 127.664 Attributable to noncontrolling interest — — — 4.697 4.691 Total Without donor restrictions 19,918 1364537 (51,679) 9,922 2,601 15.076 132.375 VAth donorresbictions: Attributable to UnhyPolnt Health 11125 5,367 — — — — — 6.492 Attributable to noncontrolling interest _ Total Will, donor restdc6ons 1,125 5.367 — 6.492 Total net assets (deficit) 21.043 141,904 (51,679) 9.922 2.601 15,076 138A67 Total liabilities and net assets 5 23.324 221,046 1,740 10.677 2,601 15.076 (55,955) 215.509 Definitions: SLHS — St. Luke's Health System PSSDS— Pierce Street Same Day Surgery SLRMC — St. Luke's Regional Medical Center UPC — UnityPaint Clinic, SLHS portion SLHR — 31. Luke's Health Resources UPAH — UnilyPoini at Homo. SLHS portion See accompanying independent auditors' report 76 Schedule 8 IOWA HEALTH SYSTEM AND SUBSIDIARIES dli UnityPoint Health SL Luke's Health System, Inc (Sioux City) Consolidating Schedule - Revenue and Gains. Expanses and Losses Information Year ended December 31. 2023 (In thousands) SLHS SLRMC SLHR PSSDS UPC UPAH Eliminations Consolidated Unrestricted revenues. Net patient service revenue S - 209,270 1,736 16.149 15,94E 16.858 - 269,959 Other 0"laang ravenue 1.735 8.614 - 92 29,513 292 (2.994) 36,152 Net assets released immrestrictians used forapeia0ans - 762 2 754 Total operating revenue 1.735 218.536 1.736 16.241 44ASI 17,150 _ (2,994) 296,865 Expenses Salaries and wages - 80,46B 1,14g 2,555 7.702 3.499 - 95.453 Physician compensation and services - 29.481 150 - 9.841 - (10D) 39.372 Employee benefits - 17.338 327 703 2.403 699 - 21.750 supplies 1 37,667 80 3,460 2.493 8.762 (4) 52,359 Other, expenses 1,139 45.600 311 2,534 22.927 3.404 Depreciation and amortization 271 5,774 39 300 324 33 - 6,741 Interest 125 2.669 - 9 - - - 2,803 Provision for uncollettibla accounts - (29) - (291 Total operating expenses 1,533 216.868 2.056 9.501 45.850 164597 (2.994) 291,471 Operating income ties$) 202 (3321 t320) 6.680 (1,389) 553 Nonoperating gains (losses); investment income 8 3,638 9 - - - - 3,555 Other, net Total nonoperabag gains (losses). net 8 3.638 9 3.655 Revenue over (under) expenses before gain (loss) on bond refinancing transactions 210 3.306 1311) 6,680 (1,369) 553 - 9049 Gain (loss) on it! sconunued operations Excess (deficiency) of revenues over expenses 210 3,306 (311) 6,680 (1,369) $53 -- 9.049 Less noneonlrolling interest - - - (3,340) (3.340) Excess (deficiency) of revenues over expenses a0butable to UnityPoint Health S 210 3,306 (311j 3,34D (1,3891 553 6.709 Definitions; SLHS - St Luke's Health System PSSDS - Pleree Stwet Same Day Surgery SLRMC - St Luke's Regional Medical Center UPC -UnityPoint Clinic, SLHS portion SLHR - St Luke's Health Resources UPAH - UnityPolnt at Home. SLHS portion See accompanying independent auditors'report w Schedute9 IOWA HEALTH SYSTEM AND SUBSIDIARIES dWa UnityPomt Health Trinity Health Systems, Inc. snit Subsldianes (Fort Dodge) Conwlidabng Schedule - Balance Sheet Inlcrmatian Year ended December 31. 2023 pn thousands) Assets THS TRMC THE TPG BMHC UPC UPAH Eliminations Consolidated torrent a:sea Cash and cash equivalents 5 4 5.353 340 115 4,270 - - - 10,0B2 Short-term inv.sbn.nts 112 3,509 198 - 3.635 - - - 7,534 Assets limited as to use- required for current liabilides -- 1,331 - - - - - 1,331 Patient amounts receivable, less call mated uncolleebbles - 16,675 (2) 327 - - - 17=0 Other receivables 103 12,457 9 - 909 - - - 13,478 Inventories - 4,080 135 - - - - 4,19$ Prepaid e,p.n... - 514 2 - - - 516 Cue hots affLates - 11.662 12 436 102 (7.9191 4,205 Total current assets 219 55,641 694 551 9,245 - - (7,9t9) 58.431 Asses limited as to use, noncurrent Intemally designated for capital improvements - 69,823 - - _ _ .._ - 06.823 Internaly de sign ated for insurance reserve - 48 48 Total assets limited as to use, noacun.nt - 66.071 - .-. - - - - $6.871 Property, plant and equipment net 6 73.474 21 - 286 - - - 73.787 Op -brig lease ROU assets 1.945 - - - ._ - 1,945 Other lonp-term m-th ants 662 2.409 26,453 14,190 2.020 - 45.734 Invesbnents in Joint -la'.. and other investments 30.731 30,5a8 - 29 1,214 3,560 (51.44D) 4,680 Cantribubons receivable, net 7,358 - - - - 7,358 Other V) 529 1 12 1 612 Total assets S 31.617 231.625 34,526 14.742 11,592 1,215 3.680 169.359) 259.018 LlablllUes and Net Assets Curt..t h.bi'.i.es: Current portion of opc,.bhg leas. liabilities 5 - 524 - - - - - 524 Accounts payable 5,435 4 5 34 - - - 6,478 Accrued payroll 332 6.892 110 - 360 -- - - 7,692 Es.mated settlements due to third -party payers 422 7 - - 429 DuetoalSlist.. 142 5,302 Gas 6.847 444 - (7,919) 5,501 Other current liabilities - 3.403 - 1 1 3.405 Total current lubi6.es 474 21,978 799 6.852 843 1 - f7,918) 23,029 Long-term opemdng lease liabilities 1.402 - - _ _ ._ 1,402 Other lonl4erm liabilities 660 4.596 - 14.190 34 - - - 19.450 Due to atfliales - 2.600 2,600 Total liab6itles 1,134 30.578 799 214042 877 t 47.9101 46.511 Net assets (de6dt): Total without donor restrictions 30,483 190,609 22.085 (6,300) 10,686 1,214 3,196 (52,617) 109.246 Wth donal testric.ons - 10.350 11.642 28 464 (8,624) 13,861 Total with d-riestric64ns 30.483 201.049 33.727 (6.300) 10,715 1.214 3.660 (61,441) 213.107 Total net assets(debol) 3D.483 201.049 33.727 (6,300) t0,7ti 1.214 3.660 (614411 213,107 Total liabilities and net assets S 31.617 231,825 34.526 14.742 11.592 1.215 3E60 169.359) 259.618 Carte ons: THS-Trinity, Health Systems BMHC-Seryhiil Mental Health Clinic TRMC -Trinity Reliance Medical Center UPC- UnityPoint Clinic, THS portion THE - Trinity Health Foundation UPAH» UnityPoinl at Home, THS portion TPG-Trimark Physicians Group See....panymp Independent-rd.rs'r,part 78 IOWA HEALTH SYSTEM AND SUBSIDIARIES Schedule 9 cMa Uni(yPoint Health Trinity Health Systems, Inc. and Subsechanes (Fort Dodge) Consoilda6ng Schedule — Revenue and Gains. Expenses end Losses Informaten Year ended December 31. 2023 it. tho tti.da) THS TR)4C THE TPG BMHC UPC UPAH Ellminallons Consolidated Un—Victed—enues'. Netpadentsene—evenue $ 161,239 — 30 6.125 9.264 23.530 — 200,188 Other op".1mg—c.u. Z388 18.$26 331 — 724 1,856 460 (1,224) 23.079 Natassets rHeased from res0ic5ons used for aperatons — 121 5 6 124 256 Total operating revenue 2.346 179.856 336 30 6,855 11,120 24.134 (1.224) 223.523 Expenses Salaries and wages 2,857 52,232 323 — 1,897 2,765 5,932 — 68,006 PhyslnanwMensation andservices 29,558 — — 2.596 10,216 — (31) 42,339 Employee benefits SOS 12.732 71 1 674 841 11633 16,457 Supplies — 27.432 76 23 736 11,491 (11) 39.747 Other expenses 14 39.705 158 3 339 4.076 5.274 (1,102) 43.387 Depredaban and.—tataban 7 S,G.4 4 — 37 110 71 — 5.859 Interest — 591 Provision far -collectible accounts — (7) Total operating expenses 3,383 167,870 932 4 5.566 16,748 24.401 11.224) 219.378 Opneting income (loss) (997) 12010 INS) 26 1.289 9.626) (267) 4.145 Noneperating gains posses)'. Investment income (28) 6,214 2.529 — 444 — _ — 9,159 Omer, net Total nonoperating gains(Iosses). net _ (28) 6,214 2.529 444 9.169 Revenue over (under) expenses before gun pass) on bondrefinan mg bansaceens (1,025) 18.230 2,233 26 1,733 (7.626) (267) — 13,3D4 Gain (loss) on disconlinoed operabans _ Excess(de5aenry)o/revenues over expenses (1,025) 19,230 2,233 26 1.733 (7,626) (267) — 13,304 Less noneenbolling interest Excess (de8aency) of Ievenues over expenses attributable to UnityP4im Health $ (1,025) 18.230 2,233 26 1.733 [7,626) (2671 13,304 Definitions THS— Trinity Health Systems BMHC — Benyhili Mental Health Clinic TRMC— Trinity Reponal Medical Center UPC—UnityPotnt Crinic, THS por0on THE—Tnnrty Health Foundaban UPAH—UnityPoint at Home. THS portion TPG — Trimark Physltlens Group See accompanying independent auditors report m Assets Current assets: Cash and cash equivalents Shod -term Investments Patient accounts receivable, less estimated uncolleclihles Other receivables Inventories Prepaid expenses Due from militates Total current assets Assets limited as to use, noncurrent: Internally designated for capital improvements Total assets limited as to use, noncurrent Property. plant and equipment, net Operating lease ROU assets Other long -tern investments Investments In joint ventures and other investments Contributions receivable, net Other Total assets Liabilities and Net Assets Current liabilities: Current portion of operating lease liabilities Accounts payable Accrued payroll Estimated settlements due to third -party payers Due to affiliates Other current liabilities Total current liabilities Long -tern operating lease liabilities Other long-term liabilities Due to affiliates Total liabilities Net assets (deficit): Without donor restr(dions Total without donor restrictions Total with donor restrictions Total net assets (deficit) Total liabilities and net assets Definitions: TRI-ST - Finley TriStales Health Group, Inc. Finley - The Finley Hospital VNA-Visiting Nurse Association See accompanying independent auditors'repod Schedule 10 IOWA HEALTH SYSTEM AND SUBSIDIARIES dibra UnifyPoint Health Finley Td-Stales Health Group, Inc. and Subsidiaries (Dubuque) Consolidating Schedule- Balance Sheet Information Year ended December 31.2023 (In thousands) TRI-ST Finley VNA UPC UPAH Eliminations Consolidated S - 3,099 480 - - - 3.579 - 1,949 - - - - 1,949 - 18,178 35 - - -- 10.213 - 5,985 494 - - - 6,479 - 2,653 - - -- - 2,653 - 752 5 - - - 757 2.313 317 .- (921) 1.709 - 34,929 1.331 - - (921) 35.339 109.129 - - 109.129 - 109,129 - - - - 109.129 - 74,808 268 - - - 75.078 - 3,018 515 - - - 3,533 - 2.422 - - - - 2.422 14 1,730 - 95 72 - 1,911 - 10,827 2,359 - - - 13,186 - 347 (1) - - - 346 S 14 237.210 4,472 95 72 (921) 240.942 $ - 820 43 - - - 863 - 4,324 18 - - - 4,342 - 5.953 366 - - - 6.329 - 596 - - - - 595 - 3,160 950 - - (921) 3.189 - 2.167 16 - - 2.183 - 17,030 1,393 - - (921) 17.502 - 2.258 488 - - - 2.746 - 3.978 - - - - 3,978 - 16.650 - - - 16,650 - 39.916 1,861 - (921) 40.876 14 185,463 224 95 72 - 185.888 14 188,463 224 95 72 - 188,868 - 10.831 2.367 - - - 13.198 14 197.294 2.591 95 72 - 200.066 S 14 237,210 4,472 95 72 (921) 240,942 UPAH-UnityPotnt at Home, TRI-ST portion UPC - UnilyPoint Clinic, TRI-ST portion 80 IOWA HEALTH SYSTEM AND SUBSIDIARIES dlbla UnityPoint Hearth Finley Tri-States Health Group, Inc. and Subsidiaries (Dubuque) Consolidating Schedule —Revenue and Gains. Expenses and Losses Information Year ended December 31, 2023 (In thousands) TRIST Finley VNA Unrestricted revenues: Net patient service revenue $ — 134,847 27 Other operating revenue — 6,511 3,463 Net assets released from restrictions used for operations _ _ — 533 269 Total operating revenue — 141,891 3.759 Expenses Salaries and wages — 51.341 2.512 Physician compensation and services — 12,549 — Employee benefits — 12,580 817 Supplies — 23,195 90 Other expenses — 35.462 481 Depreciation and amortization — 5.466 23 Interest — 1.264 — Provision for uncollectible accounts — (12) — Total operating expenses — 141.845 3,923 Operating income (loss) — 46 (164) Nonoperating gains (losses): Investment income — 10,134 1 Other, net — — — Total nonoperating gains (losses), net — 10.134 1 Revenue over (under) expenses before gain (loss) on bond refinancing transactions -- 10.180 (163) Gain (loss) on discontinued operations — — — Excess (deficiency) of revenues over expenses — 10,180 (163) Less noncontmlling interest — — — Excess (deficiency) of revenues over expenses attributable to UnityPotnt Health S 10,180 (163) Definitions: TRI-ST—Finley TO -States Health Group, Inc. UPAH—UnityPaint at Home. TRI-ST portion Finley — The Finley Hospital UPC — UnilyPoinl Clinic, TRI-ST portion VNA—Visiting Nurse Association See accompanying independent auditors' report all UPC UPAH — 569 1.229 — 1,229 569 643 24 166 — 149 6 — 465 172 79 1 1.130 575 99 (6) 99 (6) 99 (6) 99 (6) Schedule 10 Eliminations Coasclldated — 135,443 (66) 11,117 — 802 (86) 147,362 — 64,520 (66) 12.649 — 13.552 (5) 23,746 (15) 36,179 — 5.490 — 1,264 — (12) (86) 147.387 (25) 10.135 10.135 — 10,110 -- 10,1t0 — 10.110 IOWA HEALTH SYSTEM AND SUBSIDIARIES d/bla UnityPoint Health Affiliated Colleges Balance Sheet Year ended December 31, 2023 (in thousands) Assets Current assets: Cash and cash equivalents Short-term investments Student loan and other receivables Prepaid expenses Due from affiliates Total current assets Property, plant and equipment, net Other long-term investments Interest in net assets of foundation Other Total assets Liabilities and Net Assets Current liabilities: Accounts payable Accrued payroll Due to affiliates Other current liabilities Total current liabilities Other long-term liabilities Total liabilities Net assets (deficit): Without donor restrictions: Attributable to UnityPoint Health Total without donor restrictions With donor restrictions: Attributable to UnityPoint Health Total with donor restrictions Total net assets (deficit) Total liabilities and net assets Schedule 11 TCN AC SLC Consolidated 4,072 508 258 4,838 2,513 4 - 2,517 4 (159) 31 (124) 23 151 46 220 - 14,187 - 14,187 6,612 14.691 335 21,638 896 - 271 1,167 1,396 2 - 1,398 4.740 15,791 4,328 24,859 - 771 491 1,262 $ 13,644 31.255 5,425 50,324 $ 26 82 24 132 113 629 38 780 92 92 - 184 1,001 8 81 1,090 1,232 811 143 2,186 - 700 11 711 1,232 1.511 154 2,897 7.672 13.978 377 22,027 7,672 13,978 377 22,027 4,740 15,766 4,894 25.400 4.740 15,766 4,894 25,400 12.412 29.744 5.271 47,427 $ 13,644 31.255 5.425 50,324 Definitions: TCN - Trinity College of Nursing & Health Sciences (Quad Cities) AC -Allen College (Waterloo) SLC - St. Luke's College (Sioux City) Note 1: Fixed assets utilized by AC belong to their parent hospital corporation, Allen Memorial Hospital Corporation (AMH), and thus are not reflected in the balance sheet of the College. AC receives the benefit of using certain space within AMH's facilities, but donated revenue and donated expense is not reflected within the income statement of AC. Note 2: Certain assets and liabilities, such as accrued liabilities, are also not shown separately on the AC balance sheet, but rather included in AMH. See accompanying independent auditors' report 82 a- IOWA HEALTH SYSTEM AND SUBSIDIARIES d/b/a UnityPoint Health Affiliated Colleges Revenue and Gains, Expenses and Losses Information Year ended December 31, 2023 (In thousands) Revenue: Tuition and student revenue Grant revenue Other revenue Net assets released from restrictions used for operations Total operating revenue Salaries and wages Physician compensation and services Employee benefits Supplies Other expenses Depreciation and amortization Provision for uncollectible accounts Total expenses Total operating expenses Operating income (loss): Investment income Total nonoperating gains, net Revenues over (under) expenses Total nonoperating gains (losses), net Schedule 11 TCN AC SLC Consolidated $ 2,489 10,156 2,871 15,516 41 273 25 339 39 50 102 191 207 1,009 9 1,225 2,776 11,488 3,007 17,271 1,978 6,954 2,241 11,173 — 12 2 14 464 1,731 566 2,761 45 88 81 214 1.047 3,204 1,241 5,492 120 — 77 197 — 53 (29) 24 3,654 12.042 4,179 19,875 6,430 23,530 7,186 37,146 359 (2) — 357 359 (2) — 357 (519) (556) (1,172) (2,247) $ 5,911 22,974 6,014 34,899 Definitions: TCN — Trinity College of Nursing & Health Sciences (Quad Cities) AC —Allen College (Waterloo) SLC — St. Luke's College (Sioux City) See accompanying independent auditors' report 83 Schedule 112 IOWA HEALTH SYSTEM AND SUBSIDIARIES dfb/a UNITYPOINT HEALTH Supplementary Sdndun of Firsormial Reep—bigy Dab Year ended December 31, 2023 (m meunnde) Amountreported In financial Amount used for statements or financial dlsclosed under responsibility Financial Isma,t U.S ZAP ntlolnput Location In tlnandal statements or related notes Pnmary [ea.—.6. aaperdabla not-san: No assets.rithout donor[estakoonv $ 3.621,SS9 — COnsoliddbd Balance Shoals Assatownh donor restrictions 211,457 — Consoldated Balance Sheets Net as sets mth donor resticlam; matnoed in perpetuity — 98,292 Not. 16. Endowment Nat risen vMnd— resbictons: 01wrtarpumosa or time. — 113.166 NOW 17. Finandal Rasponsbiliy Standards purchase of equipment — 13,787 lMipent ce[ayoperatore — 89.796 Health edumbon — 9.1gg Foruse In hdure periods — 3W Annuites x+th donorrasbro.ns; — — TGrntendomn.1%W'thdo-I restrictions — — L'do m. fund, with donor —trimans. — — SaeuredandUrrsocuredralatedpadyrecelvahlca; ... - UnsacursdrelatedPa[yneeiablaa: — — Uneecuradathatidandwryassetr. — — Property. plant and equipment not(indudas ComtrueOon In progress and Capital lasses). 1,548,599 — Consandand Balance Shoats Prapedy, plantaM agrdpmenl- proimpleme ntaton(includes Capita Lea year -- - Propsny.plant anal equipment- PasaenpementaOan MN outmoding debt foronginal purhase (irlctodes Capital teases): — — Propedy.plant end aqrapment-post-implementation wtthoutoutstanding debt for original purchase. 1,462.163 — Note l (h). Property Pnm and Equipment ConstrOm- In Process' 66.435 — Note Ilh). Property Plant and Equipment Lease nghW—a asset net 162. — Conn dated Balance Sheets Lease jtml01use asset Post -implementation' 162.795 Intangbla.veto; — 42.170 Note 17, Financial Raspanabdrty S. lords PostromPlaymantand pension Gabihtes. — 131474 Not. 17, Financial Responsibility Standards Lang-tarm debt -tor tang te[mpurpo6es. 55 761.4 — Censokul,d Balance Shoals Leng0rm dobt-for tang nrm purposes preamplamsnn0on — Longnrmdett-nrlang nrm purposes posHmplemennaon 78I.SS4 — Consolidated Data,. Sheets Line of credit far C... lmclun in Process: — — Lea senghtcf—asset ,ability: — — Consoldated Balance Shoes Preimptemem0on righsof— leases liabilrb- — Poattimplemanntonrightc/wee leases habilitiae 166.446 — Consolidsnd Balance Shoes Total Espensesand Losses — — Pnmary Reserve Rat.: Ton[ Expenses and Los.. Total..penes widnut donor restriction. -tab, direcvy from StatementoIActiuib- 4.733.545 — Nate 17. Financial Responsibdiy Standards Non -Operating and Not lmestrwm(l.-y (6,791) Consolidand Stanmans ef0peratells and Changes in Net Asses Offer mmpanents of not p.—IJI. pennon cosh: — 8.459 NOW 17. Finandal Responsibility Standards IntoWal oust — 16.083 NOW 17. Financial Rsaponsibili y Standards Eap-tod N. on plan arias — (t7,712) NOW 17. Financial Respansibilp Standards Arror"Dri of prior service credit -. 190 NOW 17, Financial Nast ..bility Stand me Anur0ta0on of net(gainyloss — 7.898 Non 17, Finandal Reap—ibilily Standard, Change In value al spninnrart agreements: _ Odor base., — — Net invasvnentlow.a.: Pension -reland 11u1941 other than net wriodic toss: — — - Equity R960; Modified Not Asses: Netessos wiWmdonorresvicfions 3,821,599 — Consotidantl Balance Sheets Natesws widldono[nstricvone 211,457 — Consolidate Balance Shoals Lease `III asset pwolplemenuton _ — P—Inplemannacn rightoPuse laasaa liah9ities — — (nnngbla ossas — -. Note 17, Finandal Rasp—lbiliy Standards Unucned reland partyroceivaWes — — lJow ad nlatod wdY .the=. Equity Rato'. ModRed Aswus Total asses 8.212.010 — Cops Wated Bal.nce Sheets Leass rigntcWse asset pre-impnmenntlon — — Im azble assets — — NOW 17, Financial Roswnvlitiy Standards Unsacurod[elate4 parry receivables — — Umecundrelatedparty other assets — — Nal Income Ra00'. Change m Nat Asses NhTout Donor Restnctrans; Change in NetAsses eivaut Donor Resviction 371.494 — Consolidated 5unmons ofOperations and Changes in Net Asses Nat Income Not. Tunl Revenues and Gain. - To tal Opentrnp Rev and Other Adducts: (Gains) 6,516.626 — Consalidand Stanmans of Operaeana and Changes In Net Assay Tout Opentne Rev and OdrerAdditions (Gains) discontnued opetbt— 708,685 NOW 18.DiscerranuedOwrat— Investm a tnhenapproprialedforsp-ling 1.700 — Footnote 10, Endowment N—Op2t.,; Revenue and Other Gams 225,931 — COnsohdand Stamens of Operafions and Changes in Not Assets 500 acccmpanyug indepondent auditors'repclt